Lehigh County property record for 4540 Cairo Dr, Whitehall, PA 18052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,940 sqft · built 1991 |
| Lot Size | 0.224 acres (9,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jun 2012) |
| Tax Bill | $6,374 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 548929265823-1 |
| Primary APN | 548929265823-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,940 sqft Base Area |
| 1st Floor Area | 1,940 sqft |
| Family Room | Family Room |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,763 sqft (0.224 acres) |
| Lot Dimensions | 115 ft deep x 90.8 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4540 CAIRO DR |
|---|---|
| City | WHITEHALL |
| State | PA |
| Zip | 18052-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOTS: 007 |
| Legal Subdivision | EGYPTIAN HILLS |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | LEHIGH PA |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 5601 |
4540 Cairo Dr is owned and occupied by an individual who acquired it in September 2020.
Source: Lehigh County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4540 CAIRO DR, WHITEHALL, PA 18052-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLE FIRST FEDERAL CREDIT UNION |
| Jun 20, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PEOPLE FIRST FCU |
| Sep 24, 2020 | Quit Claim Deed, Transfer PEOPLE FIRST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2012 · Amount on File |
| Deed Sale | Jun 28, 2012 · Amount on File |
| Prior Sale | Mar 15, 1991 · Amount on File |
| Deed Document Number | 201223038 |
| Last Transfer Date | Sep 18, 2020 |
| Transfer Doc | 0000030615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Recording Date | Sep 21, 2026 |
| Property Address | 4540 CAIRO DR, WHITEHALL, PA 18052-1011 |
| Document Number | 0000025471 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202625471 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000025471, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 202625471 |
| Name | PEOPLE FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 20, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 4540 CAIRO DR, WHITEHALL, PA 18052-1011 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000014287 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023014287 |
| Name | PEOPLE FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | ALLENTOWN, PA 18103 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 15, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEHIGH PA |
| Recording Date | Sep 24, 2020 |
| Property Address | 4540 CAIRO DR, WHITEHALL, PA 18052-1011 |
| Document Number | 0000030615 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 30615 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | GERMANTOWN TITLE COMPANY, GERMANTOWN TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4540 CAIRO DR WHITEHALL PA 180521011, WHITEHALL, PA 18052-1011 |
| Document Number | 30616 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 30616 |
| Name | PEOPLE FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | ALLENTOWN, PA 18103 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2050 |
The 2026 property tax bill for 4540 Cairo Dr was $6,374.
Source: Lehigh County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lehigh County |
| County Subdivision | Whitehall Township |
| Unified School District | Whitehall-Coplay School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,374.00 | $204,200 Land $33,100 Building $171,100 | |
| 2024 | $5,786.00 | $204,200 Land $33,100 Building $171,100 | |
| 2013 | $204,200 Land $33,100 Building $171,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4540 Cairo Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4540 Cairo Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON BORO MUNI AUTH serves 40,000 people · EPA ID PA3480057 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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