4540 Atkins Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4540 Atkins Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1972
Lot Size	4.17 acres (181,645 sqft)
Owner	Individual Name on File
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-15-036-2008-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-036-2008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	181,645 sqft (4.17 acres)
Lot Dimensions	919 ft deep x 257 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4540 ATKINS RD
City	CLYDE
State	MI
Zip	48049-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG N 61D 31M E 680.6', N 15D 39M W 33.85' & N 71D 55M E 129.135' FROM INT OF C.L. ATKINS RD & ELY LINE OF RIVER ESTATES SUB,
Legal Range	16E
Legal Township	07N
Legal Section	80
Legal Subdivision	RIVER ESTATES
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1003
Census Tract	633100

Owner

4540 Atkins Rd is owned and occupied by an individual who acquired it in March 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4540 ATKINS RD, CLYDE, MI 48049-4500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Mar 31, 2023	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 1, 2022
Transfer Doc	0005610132
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 9, 2026
Property Address	4540 ATKINS RD, CLYDE, MI 48049-4500
Document Number	0005914169
Book / Page	5914 / 169
Instrument Date	Apr 3, 2026
Instrument	20267099
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 ATKINS RD, CLYDE, MI 48049-4500

Mortgage

Document Number	0000007099,
Date	Apr 9, 2026
Book Page	5914/169
Instrument	20267099

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 31, 2023
Property Address	4540 ATKINS RD, CLYDE, MI 48049-4500
Document Number	0005610132
Book / Page	5610 / 132
Instrument Date	Mar 1, 2023
Instrument	2023005557
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4540 ATKINS RD, CLYDE, MI 48049-4500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 ATKINS RD, CLYDE, MI 48049-4500

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Atkins Rd was $2,346 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,900 (+1.22%)	$315,800
2025	$2,346.00 (+3.03%) Homeowner's exemption	$156,000
2024	$2,277.00		$312,000
2023		$96,100
2022	$2,033.00		$192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Atkins Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Atkins Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLYDE TOWNSHIP serves 2,400 people · EPA ID MI0001493
Water Source	Purchased surface water from KIMBALL TOWNSHIP
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber.

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