4540 Arrowood Dr, Evansville, IN 47711 Property Records

Vanderburgh County property record for 4540 Arrowood Dr, Evansville, IN 47711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,005 sqft · built 2001
Lot Size	0.679 acres (29,577 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-02-02-7310-36`

Property Details

APN / Parcel Number

Primary APN	`022-02-02-7310-36`
Alternative APNs	`82-06-11-002-731.036-019` `01040340458`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
1st Floor Area	2,005 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	29,577 sqft (0.679 acres)
Lot Dimensions	254 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01040340458
Street Address	4540 ARROWOOD DR
City	EVANSVILLE
State	IN
Zip	47711-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWOOD SUB LOT 36
Legal Subdivision	ARROWOOD SUB
Legal Lot Number	36
Jurisdiction	VANDERBURGH IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1008
Census Tract	203

Owner

4540 Arrowood Dr is owned and occupied by two individuals.

Source: Vanderburgh County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4540 ARROWOOD DR, EVANSVILLE, IN 47711-6419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANDERBURGH IN
Property Address	4540 ARROWOOD DR, EVANSVILLE, IN 47711-6419
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00017773
Date	Jun 25, 2021
Instrument	2021R00017773

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Arrowood Dr was $2,352 with a homeowner's exemption, down 3.9% from the year before.

Source: Vanderburgh County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vanderburgh County
County Subdivision	Center Township
Unified School District	Evansville-Vanderburgh School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00 (-3.92%) Homeowner's exemption	$260,900 Land $34,900 Building $226,000	$260,900 Land $34,900 Building $226,000
2024	$2,448.00 (+6.99%)
2023	$2,288.00 (-7.41%)	$231,300 (-0.47%) Land $26,800 Building $204,500	$231,300 (-0.47%) Land $26,800 Building $204,500
2022	$2,471.00 (+37.35%)	$232,400 Land $26,800 Building $205,600	$232,400 Land $26,800 Building $205,600
2021	$1,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Arrowood Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2008–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Arrowood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20