4540 18th St, Vero Beach, FL 32966 Property Records

Indian River County property record for 4540 18th St, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,730 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Aug 2018)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-39-04-00011-0030-00002.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-04-00011-0030-00002.0`
Alternative APN	`69259`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,730 sqft
Utility Area	40 sqft
Utility Room	Utility Room
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Gravel
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	115 ft deep x 87.3 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	180 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft
Porch	Screened Porch
Porch Area	285 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4540 18TH ST
City	VERO BEACH
State	FL
Zip	32966-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	TROPICOLONY SUB BLK 3 LOT 2 PBI 3-48
Legal Range	39E
Legal Township	33S
Legal Section	04
Legal Subdivision	TROPICOLONY SUB
Legal Block	3
Legal Lot Number	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1012
Census Tract	50702

Owner

4540 18th St is owned and occupied by an individual who bought it in August 2018.

Source: Indian River County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	4540 18TH ST, VERO BEACH, FL 32966-2360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Oct 28, 2016 · Amount on File
Deed Document Number	201847709
Deed Book / Page	3137 / 2497
Record Updated	Sep 20, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 2, 2018
Property Address	4540 18TH ST, VERO BEACH, FL 32966-2360
Document Number	0031372497
Book / Page	003137 / 002497
Instrument Date	Jul 19, 2018
Instrument	47709
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	CONSUMER TITLE AND ESCROW SERVICES

Transaction

Amount	Amount on Record
Tax	$434.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12245 AVERILL DR STERLING HEIGHTS MI 483131801, STERLING HEIGHTS, MI 48313-1801

Tax Assessment & Valuation

The 2025 property tax bill for 4540 18th St was $2,158 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 Homeowner's exemption Disabled Person's exemption	$169,789	$243,924 Land $62,807 Building $181,117
2023	$1,784.00 (-0.39%)	$160,198 (+3%)	$219,933 (+16.41%) Land $43,615 Building $176,318
2022	$1,791.00	$155,532	$188,923 Land $41,871 Building $147,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 18th St in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (1978–2024)
Claims Outside the SFHA	16 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Frances, Sep 2004 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 18th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20