454 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 454 Villa St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,127 sqft · built 1932
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Tax Bill$6,628 (2025)
Flood ZoneZone X (minimal risk)
APN06-13-457-024

Property Details

APN / Parcel Number

Primary APN06-13-457-024

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories5 Stories
Building Area2,127 sqft Living Area
Gross Area3,273 sqft
Basement Area1,146 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialBrick
Lot Area6,970 sqft (0.16 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address454 VILLA ST
CityELGIN
StateIL
Zip60120-6716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES BARRETTS 2ND ADDN EAST 62 FT ON SOUTH LINE & EAST 44.5 FT ON NORTH LINE LOT 9
Legal SubdivisionJAMES BARRETTS 2ND ADDN
Legal Block2
Legal Lot Number9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2014
Census Tract851301

Owner

454 Villa St is owned and occupied by an individual.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address454 VILLA ST, ELGIN, IL 60120-6716
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 454 Villa St was $6,628 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,628.00 Homeowner's exemption Senior Citizen's exemption$102,887 (+8.57%) Land $15,416 Building $87,471$308,785 (+8.57%) Land $46,267 Building $262,518
2024$94,765 Land $14,199 Building $80,566$284,409 Land $42,614 Building $241,795
2022$5,815.00 (+5.15%) Homeowner's exemption$78,064 (+6.96%) Land $11,697 Building $66,367$234,192 (+6.96%) Land $35,091 Building $199,101
2021$5,530.00 Homeowner's exemption$72,984 Land $10,936 Building $62,048$218,952 Land $32,808 Building $186,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 454 Villa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 454 Villa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Villa St

Nearby Streets

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