454 Tortuga Bay Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 454 Tortuga Bay Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,014 sqft · built 2013
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jun 2021)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026551-2440`

Property Details

APN / Parcel Number

Primary APN	`026551-2440`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,014 sqft Living Area
Gross Area	3,829 sqft
1st Floor Area	3,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	261 sqft
Patio Area	1,147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	454 TORTUGA BAY DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63/1-13 GLEN ST JOHNS PH 1 LOT 244 OR5298/1487
Legal Range	28E
Legal Township	05S
Legal Section	29
Legal Subdivision	GLEN ST. JOHNS PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	244
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2011
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	454 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	May 5, 2015 · Amount on Record
Deed Document Number	202170041
Deed Book / Page	5298 / 1487
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 23, 2021
Property Address	454 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3210
Document Number	0052981487
Book / Page	5298 / 1487
Map Reference	MB 63 PG 1-13
Instrument Date	Jun 15, 2021
Instrument	2021070041
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	KENDALL TITLE SERVICES, KENDALL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 SAINT JOHNS GOLF DR, ST AUGUSTINE, FL 32092-1080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 TORTUGA BAY DR, ST AUGUSTINE, FL 32092-3210

Mortgage

Document Number	0052981489
Date	Jun 23, 2021
Instrument	5298/1489

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,899 (+2.7%)	$460,849 (-6.64%) Land $100,000 Building $360,849
2025	$1,771.00 (+4.73%) Disabled Person's exemption	$413,728 (+2.9%)	$493,623 (+1.59%) Land $112,000 Building $381,623
2024	$1,691.00 (+9.31%) Disabled Person's exemption	$402,068 (+3%)	$485,900 (+3.6%) Land $110,000 Building $375,900
2023	$1,547.00 (-72.92%) Disabled Person's exemption	$390,357 (+3%)	$469,026 (+2.11%) Land $105,000 Building $364,026
2022	$5,712.00 Homeowner's exemption	$378,987	$459,323 Land $89,600 Building $369,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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