454 Shady Grove Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 454 Shady Grove Dr, Hernando, MS 38632

Property Summary

Property TypeCondominium
Details2 bd · 1,323 sqft · built 1992
Lot Size0.108 acres (4,711 sqft)
OwnerIndividual Name on Record
Tax Bill$1,023 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-07-4-18-29-2-00031-00

Property Details

APN / Parcel Number

Primary APN3-07-4-18-29-2-00031-00

Interior

Bedrooms2 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area1,323 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area4,711 sqft (0.108 acres)
Lot Dimensions139 ft deep x 35 ft wide

Location & Zoning

Street Address454 SHADY GROVE DR
CityHERNANDO
StateMS
Zip38632-2039
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-6
Legal DescriptionROBISON SQUARE TOWNHOUSES LOT 31
Legal Range07
Legal Township03
Legal Section18
Legal QuarterSW
Legal SubdivisionROBISON SQUARE TOWNHOMES
Legal Lot Number31
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2018
Census Tract71121

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address454 SHADY GROVE DR, HERNANDO, MS 38632-2039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2013
Deed SaleNov 22, 2013
Deed Document Number0000722354
Deed Book / Page0722 / 354
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address454 SHADY GROVE DR, HERNANDO, MS 38632-2039
Transaction TypeMortgage
Record UpdatedFeb 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 SHADY GROVE DR, HERNANDO, MS 38632-2039

Mortgage

Document Number5661/10292
DateFeb 7, 2024
Book Page5661/10292
Lender
NameCADENCE BANK NA
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 26, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address454 SHADY GROVE DR, HERNANDO, MS 38632-2039
Transaction TypeMortgage
Record UpdatedApr 18, 2022
Title CompanyUNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 SHADY GROVE DR, HERNANDO, MS 38632-2039

Mortgage

Document Number00005170/1
DateFeb 26, 2021
Book Page5170/1
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,023.00 (+16.91%)$11,359 (+34.11%) Land $2,000 Building $9,359$113,587 (+34.11%) Land $20,000 Building $93,587
2023$875.00$8,470$84,700 Land $20,000 Building $64,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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