454 Sedgefield Dr, Raeford, NC 28376 Property Records

Hoke County property record for 454 Sedgefield Dr, Raeford, NC 28376

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,132 sqft · built 2013
Lot Size	0.337 acres (14,700 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Dec 2025)
Tax Bill	$2,729 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`494750101182`

Property Details

APN / Parcel Number

Primary APN	`494750101182`
Alternative APNs	`241394` `250290` `255506`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,132 sqft Living Area
1st Floor Area	987 sqft
Upper Floors Area	2,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	210 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	259 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	255506
Street Address	454 SEDGEFIELD DR
City	RAEFORD
State	NC
Zip	28376-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	466 PINES @ WESTGATE 4-49/3 3 KENDLETON-CC2343 UPDATE SQFT PER SALE FOR 2024.
Legal Subdivision	THE PINES
Jurisdiction	HOKE NC
Township / Civil Division	MCLAUCHLIN
Census Block Group	1
Census Block	1000
Census Tract	970106

Owner

454 Sedgefield Dr is owned and occupied by an individual who bought it in December 2025.

Source: Hoke County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
May 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 9, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 5, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 28, 2019	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	May 5, 2023 · Amount on File
Deed Document Number	20259123
Deed Book / Page	1630 / 646
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001316/820
Date	Jun 22, 2020
Book Page	1316/820
Instrument	4409

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025

Mortgage

Document Number	001592/135
Date	May 14, 2025
Book Page	1592/135
Instrument	3277

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year CMT
Margin	2
Max Rate	10.7%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Dec 9, 2025
Property Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025
Document Number	001630/646
Book / Page	1630 / 646
Map Reference	CAB 4 SL 4-49 MAP 00
Instrument Date	Nov 11, 2025
Instrument	9123
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 SHADY LANE RD, CARTHAGE, NC 28327-7575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025

Mortgage

Document Number	0000009124
Date	Dec 9, 2025
Instrument	9124

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	May 5, 2023
Property Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025
Document Number	001485/854
Book / Page	1485 / 854
Map Reference	CAB 4 SL 4-49
Instrument Date	Apr 11, 2023
Instrument	2663
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	749 SAINT JOHNS LOOP, RAEFORD, NC 28376-9027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025

Mortgage

Document Number	0000002664
Date	May 5, 2023
Instrument	2664

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Feb 28, 2019
Property Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025
Document Number	1256/0494
Book / Page	1256 / 0494
Map Reference	CAB 4 SL 4-49
Instrument Date	Feb 22, 2019
Instrument	01044
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 GREEN MEADOWS CIRCLE, 709, FAYETTEVILLE, NC 28314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 SEDGEFIELD DR, RAEFORD, NC 28376-9025

Mortgage

Document Number	01045
Date	Feb 28, 2019
Instrument	01045

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 454 Sedgefield Dr was $2,729.

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,729.00	$320,890 (-) Land $39,600 Building $281,290	$320,890 (-) Land $39,600 Building $281,290
2025	$2,729.00	$320,890 Land $39,600 Building $281,290	$320,890 Land $39,600 Building $281,290
2023		$291,320 Land $39,600 Building $251,720	$291,320 (-) Land $39,600 Building $251,720
2022	$2,489.00		$291,320 Land $39,600 Building $251,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 454 Sedgefield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Sedgefield Dr is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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