454 SE Robalo Ct, Stuart, FL 34996 Property Records

Martin County property record for 454 SE Robalo Ct, Stuart, FL 34996

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,633 sqft · built 1966
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$25,400 (Jun 2012)
Tax Bill	$1,515 (2024)
Deeds & Mortgages	Feb 2023 Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-003-000-0014.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-003-000-0014.0-6-0000`
Alternative APNs	`03-38-41-003-000-00140-6` `338410030000014060000` `19809`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,633 sqft Living Area
Gross Area	2,085 sqft
1st Floor Area	1,633 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,710 sqft (0.177 acres)
View / Lot	Canal Front
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	375 sqft
Porch	Open Porch
Porch Area	18 sqft
Deck Area	276 sqft
Patio Area	552 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	454 SE ROBALO CT
City	STUART
State	FL
Zip	34996-3209
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	FISHERMANS VILLAGE ELY PART OF LOT 14 AS IN ORB 177/105
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	FISHERMANS VILLAGE
Legal Block	1
Legal Lot Number	14
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1015
Census Tract	902

Owner

Source: Martin County records, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	454 SE ROBALO CT, STUART, FL 34996-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 22, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2012 · Amount on Record
Deed Sale	Jun 25, 2012 · Amount on Record
Prior Sale	Jun 25, 2012 · Amount on Record
Deed Document Number	20122337815
Deed Book / Page	2584 / 2881
Prior Transfer Date	Nov 14, 2011
Prior Transfer Doc	0025842880
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	454 SE ROBALO CT, STUART, FL 34996-3209
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 SE ROBALO CT, STUART, FL 34996-3209

Mortgage

Document Number	0033591030
Date	Feb 15, 2023
Book Page	3359/1030
Instrument	3002050

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	454 SE ROBALO CT, STUART, FL 34996-3209
Document Number	0030032671
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 SE ROBALO CT STUART FL 349963209, STUART, FL 34996-3209

Mortgage

Document Number	0030032671
Date	Jul 11, 2018
Book Page	003003/002671
Instrument	2704841

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,255 (+5.99%)	$320,570 (+13.41%) Land $162,000 Building $158,570
2024	$1,515.00 (+3.63%)
2023	$1,462.00 (+4.73%) Additional exemption filed	$114,406 (+3%)	$282,670 (+53.46%) Land $139,500 Building $143,170
2022	$1,396.00 Homeowner's exemption	$111,074	$184,200 Land $82,800 Building $101,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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