454 Sarratt Ave, Gaffney, SC 29341 Property Records

Cherokee County property record for 454 Sarratt Ave, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,117 sqft · built 2004
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$76,144 (Sep 2018)
Tax Bill	$643 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`028843-23-3`

Property Details

APN / Parcel Number

Primary APN	`028843-23-3`
Alternative APNs	`0980000100007 00009353` `098-00-00-100.007` `028641223`

Interior

Stories	1 Story
Building Area	1,117 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Siding
Lot Area	8,276 sqft (0.189 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0980000100007 00009353
Street Address	454 SARRATT AVE
City	GAFFNEY
State	SC
Zip	29341-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	454 SARRATT AVE LT#7 FM HABITAT $76114
Legal Lot Number	7
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3000
Census Tract	970301

Owner

454 Sarratt Ave is owned and occupied by an individual who acquired it in September 2018.

Source: Cherokee County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	454 SARRATT AVE, GAFFNEY, SC 29341-1947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Grant Deed, Subdivision Related Transfer HABITAT FOR HUMANITY
Apr 17, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Deed Document Number	0001061502
Deed Book / Page	106 / 1502
Last Transfer Date	Sep 11, 2018
Transfer Doc	0001061502
Record Updated	Jun 8, 2026

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Sep 11, 2018
Property Address	454 SARRATT AVE # 7, 7, GAFFNEY, SC 29341-1947
Document Number	0001061502
Book / Page	000106 / 001502
Instrument Date	Sep 10, 2018
Instrument	4465
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 15, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.73
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 SARRATT AVE GAFFNEY SC 293411947, GAFFNEY, SC 29341-1947

Mortgage

Document Number	1061504
Date	Sep 11, 2018
Book Page	000106/001504
Instrument	4466

Lender

Name	HABITAT FOR HUMANITY
Address	PO BOX 51, GAFFNEY, SC 29342-0051

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 10, 2038

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 17, 2018
Property Address	454 SARRATT AVE # 7, 7, GAFFNEY, SC 29341-1947
Document Number	0001022376
Book / Page	000102 / 002376
Instrument Date	Apr 16, 2018
Instrument	1878
Transaction Type	Transfer
Record Updated	May 4, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 51 GAFFNEY SC 293420051, GAFFNEY, SC 29342-0051

Tax Assessment & Valuation

The 2025 property tax bill for 454 Sarratt Ave was $643.

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00	$3,500 Land $320 Building $3,180	$87,900 Land $8,000 Building $79,900
2023	$580.00	$3,500 Land $320 Building $3,180	$87,900 Land $8,000 Building $79,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 454 Sarratt Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Sarratt Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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