454 S Main Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 454 S Main Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	1,648 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Dec 2020)
Tax Bill	$2,017 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-M9S9-001-20B`

Property Details

APN / Parcel Number

Primary APN	`64-M9S9-001-20B`
Alternative APNs	`64-M9S9-001-20B-000` `6400M9S9 00120B`

Interior

Stories	1 Story
Building Area	1,648 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	202 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number	64-M9S9-001-20B
Street Address	454 S MAIN RD
City	MOUNTAIN TOP
State	PA
Zip	18707-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-20-2-D1-D8 454 MAIN RD
Legal Block	1
Legal Lot Number	20B
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	1
Census Block	1026
Census Tract	215502

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	454 S MAIN RD, MOUNTAIN TOP, PA 18707-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Jul 18, 2017	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	202058749
Deed Book / Page	3020 / 248551
Prior Transfer Date	Jul 18, 1997
Prior Transfer Doc	2606001185
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Dec 1, 2020
Property Address	454 S MAIN RD, MOUNTAIN TOP, PA 18707-1910
Document Number	0000058749
Book / Page	3020 / 248551
Map Reference	MB 103 PG 65
Instrument Date	Nov 6, 2020
Instrument	202058749
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	RED MAPLE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 S MAIN RD, MOUNTAIN TOP, PA 18707-1910

Mortgage

Document Number	0000058750
Date	Dec 1, 2020
Instrument	202058750

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Jul 18, 2017
Property Address	454 S MAIN RD, MOUNTAIN TOP, PA 18707-1910
Document Number	0000039227
Book / Page	3017 / 138307
Map Reference	MB 103 PG 65
Instrument Date	Jul 14, 2017
Instrument	201739227
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	454 S MAIN RD, MOUNTAIN TOP, PA 18707-1910

Mortgage

Document Number	0000039228
Date	Jul 18, 2017
Instrument	201739228

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,017.00	$97,600 (-) Land $28,900 Building $68,700
2025	$2,017.00 (+5%)
2024		$97,600 Land $28,900 Building $68,700
2023	$1,921.00
2009			$97,600 Land $28,900 Building $68,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1996–2023)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Nov 2006 · 6 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Service Electric Cable TV Cable	2,000 / 40
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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