454 S Beach St, Ormond Beach, FL 32174 Property Records

Volusia County property record for 454 S Beach St, Ormond Beach, FL 32174 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2020
Square Footage3,832 sqft Living Area
Lot Size42,952 sqft (0.986 acres)
GarageAttached, 653 sqft
OccupancyOwner Occupied
Last Sale$899,954 (2020)

Property Details

APN / Parcel Number

Primary APN4222-19-02-0050
Alternative APNs
  • 32142219020050
  • 22143219020050
  • 3082940.0
  • 3082940

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,832 sqft Living Area
Gross Area4,485 sqft Gross Area
1st Floor1,992 sqft 1st Floor
Upper Floors1,840 sqft Upper Floors
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area42,952 sqft (0.986 acres)
Depth X Width413 ft x 104 ft Depth x Width
Garage TypeAttached Garage
Garage Area653 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Shed1 Shed
Shed Area60 sqft Shed
Deck Area420 sqft Deck
Patio Area840 sqft Patio
PorchPorch
Porch Area331 sqft Porch
Boat AccessBoat Access
Boat House273 sqft Boat House

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3082940
Street Address454 S BEACH ST
CityORMOND BEACH
StateFL
Zip32174-7034
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHAT PART E OF MCGARRY SUB MB 19 PG 138 BEING N 99.6 FT ON BEACH ST & 116.91 FT PER OR 0020 PG 0050 PER OR 0845 PG 0655 ON W/L OF S 260 FT OF LOT 2 & INC PART E OF SAME EXTENDED TO RIVER & RIP RTS ASSESSORS MELROSE MB 3 PG 75 PER OR 5039 PG 2006 PER
Legal Range32E
Legal Township14S
Legal Section22
Legal SubdivisionMCGARRY SUB MB
Legal Tract19
Legal Lot Number2
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup1
Census Block1012
Census Tract80600

Owner

Source: Volusia County records · APN 4222-19-02-0050

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address454 S BEACH ST, ORMOND BEACH, FL 32174-7034
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Aug 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
Nov 10, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
PENTAGON FCU
Sep 05, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Prior SaleSep 16, 2009 · Amount on Record
Deed Doc Number2020218057
Deed Book / Page7940 / 1804
Prior Transfer DateFeb 03, 2006
Prior Transfer Doc0058392989
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address454 S BEACH ST, ORMOND BEACH, FL 32174-7034
Transaction TypeMortgage
Record UpdatedMay 08, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083920973
DateApr 12, 2023
Book Page8392/973
Instrument2023072333
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 24, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address454 S BEACH ST, ORMOND BEACH, FL 32174-7034
Transaction TypeMortgage
Record UpdatedSep 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 S BEACH ST, ORMOND BEACH, FL 32174-7034

Mortgage

Document Number0081011055
DateAug 16, 2021
Book Page8101/1055
Instrument2021-193354
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateNov 10, 2020
Property Address454 S BEACH ST, ORMOND BEACH, FL 32174-7034
Document Number0079401804
Book / Page7940 / 1804
Map ReferenceMB 3 PG 75
Instrument DateNov 05, 2020
Instrument2020-218057
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address226 N NOVA RD, 226, ORMOND BEACH, FL 32174-5124

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 S BEACH ST, ORMOND BEACH, FL 32174-7034

Mortgage

Document Number0079401809
DateNov 10, 2020
Instrument7940/1809
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address454 S BEACH ST, ORMOND BEACH, FL 32174-7034
Document Number0075973453
Instrument DateSep 05, 2018
Transaction TypeMortgage
Record UpdatedOct 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address454 S BEACH ST ORMOND BEACH FL 321747034, ORMOND BEACH, FL 32174-7034

Mortgage

Document Number0075973453
DateSep 13, 2018
Book Page007597/003453
Instrument186635
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, FL 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 12, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$887,512 (+2.7%)$922,974 (+1.02%) Land $473,382 Building $449,592
2025Veteran's exemption$864,180 (+5.57%)$913,665 (+0.81%) Land $473,382 Building $440,283
2023Homeowner's exemption$818,597$906,326 Land $473,382 Building $432,944

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation3.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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