454 Riley Ln, Sparta, TN 38583 Property Records

White County property record for 454 Riley Ln, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,539 sqft · built 1973
Lot Size	12.9 acres (563,231 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jan 2023)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093068 05200`

Property Details

APN / Parcel Number

Primary APN	`093068 05200`
Alternative APN	`068 05200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Basement Area	1,539 sqft
Unfinished Basement	1,539 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	563,231 sqft (12.9 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	702 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	454 RILEY LN
City	SPARTA
State	TN
Zip	38583-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1
Legal Subdivision	LESTER R FLATT FARMS 02 SHEET
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2008
Census Tract	935000

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	454 RILEY LN, SPARTA, TN 38583-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	23000281
Deed Book / Page	RB524 / 633
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jan 26, 2023
Property Address	454 RILEY LN, SPARTA, TN 38583-2513
Document Number	0RB524/633
Book / Page	RB524 / 633
Instrument Date	Jan 20, 2023
Instrument	23000281
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 RILEY LN, SPARTA, TN 38583-2513

Mortgage

Document Number	0023000282
Date	Jan 26, 2023
Instrument	23000282

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	454 RILEY LN, SPARTA, TN 38583-2513
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB508/478
Date	May 4, 2022
Book Page	RB508/478
Instrument	22002187

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Mar 11, 2021
Property Address	454 RILEY LN, SPARTA, TN 38583-2513
Document Number	0RB476/274
Book / Page	RB476 / 274
Instrument Date	Mar 9, 2021
Instrument	21001143
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 RILEY LN, SPARTA, TN 38583-2513

Mortgage

Document Number	0021001144
Date	Mar 11, 2021
Instrument	21001144

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Feb 20, 2020
Property Address	454 RILEY LN, SPARTA, TN 38583-2513
Document Number	0000000613
Book / Page	000449 / 000793
Instrument Date	Jun 24, 2019
Instrument	613
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 LESTER FLATT RD SPARTA TN 385832553, SPARTA, TN 38583-2553

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00 (+0.79%)	$81,250 (+64.64%) Land $25,850 Building $55,400	$325,000 (+64.64%) Land $103,400 Building $221,600
2023		$49,350 Land $16,875 Building $32,475
2021	$1,137.00
2020			$197,400 Land $67,500 Building $129,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUEBECK WALLING U.D. serves 5,588 people · EPA ID TN0000569
Water Source	Purchased surface water from SPARTA WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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