454 Pine Bend Dr, Wildwood (Chesterfield), MO 63005 Property Records

St. Louis County property record for 454 Pine Bend Dr, Wildwood, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,993 sqft · built 1996
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Nov 2020)
Tax Bill	$12,180 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19W-33-0301`

Property Details

APN / Parcel Number

Primary APN	`19W-33-0301`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,993 sqft Living Area
Gross Area	6,697 sqft
1st Floor Area	1,476 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	224 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	310 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	454 PINE BEND DR
City	WILDWOOD
State	MO
Zip	63005-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R1
Legal Description	PINE CREEK LOT 49
Legal Subdivision	PINE CREEK
Legal Lot Number	49
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1007
Census Tract	221627

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2020	Warranty Deed, Transfer SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY
Nov 5, 2020	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 11, 2018	Warranty Deed, Transfer WELLS FARGO BK
Feb 15, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HOMESITE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	2020457
Deed Book / Page	24416 / 3212
Prior Transfer Date	Nov 29, 2004
Prior Transfer Doc	0162480130
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933

Mortgage

Document Number	0253782866
Date	Feb 18, 2022
Book Page	25378/2866
Instrument	2022021800360

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933

Mortgage

Document Number	0251942707
Date	Nov 1, 2021
Book Page	25194/2707
Instrument	2021110100403

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	5%
Index	6-Month LIBOR
Margin	3
Max Rate	8%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933

Mortgage

Document Number	0251802041
Date	Oct 21, 2021
Book Page	25180/2041
Instrument	2021102100279

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 5, 2020
Property Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933
Document Number	0244163209
Book / Page	24416 / 3209
Map Reference	MB 338 PG 30-33
Instrument Date	Sep 24, 2020
Instrument	2020110500456
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1951 HOMEFIELD ESTATES DR, O FALLON, MO 63366-4390
Investor	Possibly a Property Investor

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 5, 2020
Property Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933
Document Number	0244163212
Book / Page	24416 / 3212
Map Reference	MB 338 PG 30-33
Instrument Date	Aug 26, 2020
Instrument	2020110500457
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 550, 2600, FRISCO, TX 75034-7494

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1951 HOMEFIELD ESTATES DR, O FALLON, MO 63366-4390

Mortgage

Document Number	2020110500459
Date	Nov 5, 2020
Instrument	2020110500459

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 11, 2018
Property Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933
Document Number	0231042238
Book / Page	023104 / 002238
Instrument Date	Jul 6, 2018
Instrument	547
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	454 PINE BEND DR WILDWOOD MO 630054933, WILDWOOD, MO 63005-4933

Mortgage

Document Number	231042241
Date	Jul 11, 2018
Book Page	023104/002241
Instrument	548

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 15, 2018
Property Address	454 PINE BEND DR, WILDWOOD, MO 63005-4933
Document Number	0229020567
Book / Page	022902 / 000567
Instrument Date	Feb 2, 2018
Instrument	94
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	CONTINENTAL TITLE HOLDING COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	454 PINE BEND DR WILDWOOD MO 630054933, WILDWOOD, MO 63005-4933

Mortgage

Document Number	229020567
Date	Feb 15, 2018
Book Page	022902/000567
Instrument	94

Lender

Name	HOMESITE MTG
Type	Mortgage Company
Address	SHELBY TOWNSHIP, MI 48315

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 14, 2019

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,580 (-) Land $44,100 Building $131,480	$924,100 (-) Land $232,100 Building $692,000
2025	$12,180.00 (+7.39%)	$175,580 (+9.85%) Land $44,100 Building $131,480	$924,100 (+9.85%) Land $232,100 Building $692,000
2024	$11,342.00 (+2.67%)
2023	$11,047.00	$159,830 Land $22,060 Building $137,770	$841,200 Land $116,100 Building $725,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

454 Pine Bend Dr, Wildwood (Chesterfield), MO 63005 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Pine Bend Dr

Nearby Streets

Search Property Records by Address or Parcel Number