454 Oliver Rd, Cincinnati, OH 45215 Property Records

Hamilton County property record for 454 Oliver Rd, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,407 sqft · built 1939
Lot Size	0.342 acres (14,941 sqft)
Owner	Individual Name on File
Last Sale	$567,500 (Apr 2023)
Tax Bill	$8,817 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`592-0014-0050-00`

Property Details

APN / Parcel Number

Primary APN	`592-0014-0050-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,407 sqft Living Area
1st Floor Area	1,044 sqft
2nd Floor Area	1,152 sqft
Attic	Attic
Attic Area	211 sqft
Basement Area	1,044 sqft
Finished Basement	700 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	14,941 sqft (0.342 acres)
Lot Dimensions	185 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	454 OLIVER RD
City	CINCINNATI
State	OH
Zip	45215-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	454 OLIVER RD 80 X 185 PT LOT 12-13 HILLCREST SUB PARS 50 & 59 CONS
Legal Subdivision	HILLCREST SUB
Legal Lot Number	12-13 13
Jurisdiction	HAMILTON OH
Township / Civil Division	WYOMING
Census Block Group	3
Census Block	3002
Census Tract	22601

Owner

454 Oliver Rd is owned and occupied by an individual who bought it in April 2023.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	454 OLIVER RD, CINCINNATI, OH 45215-2507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BANK
Sep 24, 2020	Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEMBA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Sep 24, 2020 · Amount on File
Deed Document Number	0000025069
Deed Book / Page	14895 / 597
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	454 OLIVER RD, CINCINNATI, OH 45215-2507
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 OLIVER RD, CINCINNATI, OH 45215-2507

Mortgage

Document Number	0000009567
Date	Feb 8, 2023
Book Page	14849/854
Instrument	2023-0009567

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2023
Property Address	454 OLIVER RD, CINCINNATI, OH 45215-2507
Document Number	0000025069
Book / Page	14895 / 597
Map Reference	MB 35 PG 26&27
Instrument Date	Apr 12, 2023
Instrument	2023-0025069
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	454 OLIVER RD, WYOMING, OH 45215-2507

Mortgage

Document Number	0000025070
Date	Apr 14, 2023
Instrument	2023-0025070

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 24, 2020
Property Address	454 OLIVER RD, CINCINNATI, OH 45215-2507
Document Number	0000098050
Book / Page	014260 / 001065
Instrument Date	Sep 18, 2020
Instrument	98050
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,656.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	454 OLIVER RD WYOMING OH 452152507, WYOMING, OH 45215-2507

Mortgage

Document Number	98051
Date	Sep 24, 2020
Book Page	014260/001067
Instrument	98051

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	454 OLIVER RD, CINCINNATI, OH 45215-2507
Document Number	0000010147
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	SAFE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	454 OLIVER RD CINCINNATI OH 452152507, CINCINNATI, OH 45215-2507

Mortgage

Document Number	0000010147
Date	Jan 30, 2020
Book Page	014094/000636
Instrument	10147

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 454 Oliver Rd was $8,817, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Wyoming City
Unified School District	Wyoming City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,817.00 (+2.44%)	$144,900 (-) Land $39,725 Building $105,175
2024	$8,607.00 (+8.46%)	$144,900 (-) Land $39,725 Building $105,175
2023	$7,936.00 (-21.27%)	$144,900 (+2.22%) Land $39,725 Building $105,175	$414,000 Land $113,500 Building $300,500
2022	$10,080.00 Homeowner's exemption	$141,750 Land $27,496 Building $114,254
2020			$405,000 Land $78,560 Building $326,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 454 Oliver Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Oliver Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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