454 N Baldwin St, Madison, WI 53703 Property Records

Dane County property record for 454 N Baldwin St, Madison, WI 53703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1922
Lot Size0.092 acres (3,999 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jan 2020)
Tax Bill$10,324 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN0709-124-0534-1

Property Details

APN / Parcel Number

Primary APN0709-124-0534-1

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area2,300 sqft
1st Floor Area720 sqft
2nd Floor Area720 sqft
Basement Area720 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1979
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area3,999 sqft (0.092 acres)
Lot Dimensions100 ft deep x 40 ft wide
View / LotTraffic
Garage TypeDetached
Garage Area308 sqft
DrivewayConcrete Driveway
Driveway Area240 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address454 N BALDWIN ST
CityMADISON
StateWI
Zip53703-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR-C3
Legal DescriptionNORTH SIDE SUBDIVISION, BLK 2, LOT 9.
Legal Range09E
Legal Township07N
Legal Section12
Legal Quarter4
Legal SubdivisionNORTH SIDE SUBDIVISION
Legal Block2
Legal Lot Number9
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group1
Census Block1002
Census Tract1802

Owner

Source: Dane County records · APN 0709-124-0534-1

Assessment roll updated March 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address454 N BALDWIN ST, MADISON, WI 53703-1704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Line of Credit
UW CREDIT UNION
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT CU
May 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE CORP
Jan 03, 2020Warranty Deed, Transfer · Conventional with PMI
SUMMIT CU
Apr 05, 2019Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2020 · Amount on Record
Deed SaleJan 03, 2020 · Amount on Record
Prior SaleApr 05, 2019 · Amount on Record
Deed Document Number20205553050
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Recording DateMay 11, 2026
Property Address454 N BALDWIN ST, MADISON, WI 53703-1704
Document Number0006098257
Instrument DateApr 30, 2026
Instrument20266098257
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 N BALDWIN ST, MADISON, WI 53703-1704

Mortgage

Document Number0006098257,
DateMay 11, 2026
Instrument20266098257
Lender
NameUW CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address454 N BALDWIN ST, MADISON, WI 53703-1704
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005722399
DateApr 28, 2021
Instrument5722399
Lender
NameSUMMIT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address454 N BALDWIN ST, MADISON, WI 53703-1704
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005412521
DateMay 30, 2018
Instrument5412521
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address454 N BALDWIN ST, MADISON, WI 53703-1704
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005532089
DateOct 17, 2019
Instrument5532089
Lender
NameWINTRUST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049
Interest
Rate TypeFixed Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateJan 03, 2020
Property Address454 N BALDWIN ST, MADISON, WI 53703-1704
Document Number0005553050
Instrument DateDec 30, 2019
Instrument5553050
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address454 N BALDWIN ST MADISON WI 537031704, MADISON, WI 53703-1704

Mortgage

Document Number5553051
DateJan 03, 2020
Instrument5553051
Lender
NameSUMMIT CU
AddressCOTTAGE GROVE, WI 53527
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 02, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateApr 05, 2019
Property Address454 N BALDWIN ST, MADISON, WI 53703-1704
Document Number0005479021
Instrument DateApr 05, 2019
Instrument5479021
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 N BALDWIN ST, MADISON, WI 53703-1704

Mortgage

Document Number0005479022
DateApr 05, 2019
Instrument5479022
Lender
NameWINTRUST MORTGAGE CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Dane County records · Assessment roll updated March 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,324.00 (+16.41%) Homeowner's exemption$573,000 (+18.81%) Land $131,100 Building $441,900
2024$8,869.00 (+8.57%)$520,900 (+7.4%)
2023$482,300 Land $131,100 Building $351,200$485,016
2022$8,169.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
ResTech Services
Fixed Wireless
100 / 25
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 449 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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