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454 Moffat Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 454 Moffat Loop, Oviedo, FL 32765 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,990 sqft · built 1990
Lot Size0.136 acres (5,903 sqft)
OwnerIndividual Name on File
Tax Bill$2,118 (2025)
Deeds & MortgagesJun 2026 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-21-31-502-0000-1470

Property Details

APN / Parcel Number

Primary APN21-21-31-502-0000-1470
Alternative APN
  • 21312150200001470

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,990 sqft Living Area
Gross Area2,494 sqft
1st Floor Area1,113 sqft
Upper Floors Area643 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area5,903 sqft (0.136 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelSolar

Location & Zoning

Street Address454 MOFFAT LOOP
CityOVIEDO
StateFL
Zip32765-6264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 147 DUNHILL UNIT 2 PB 41 PGS 69 & 70
Legal Range31E
Legal Township21S
Legal Section21
Legal SubdivisionDUNHILL UNIT 2
Legal Tract502
Legal Lot Number147
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2004
Census Tract21314

Owner

Source: Seminole County records · APN 21-21-31-502-0000-1470

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address454 MOFFAT LOOP, OVIEDO, FL 32765-6264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 30, 2019Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 06, 2010
Deed SaleDec 06, 2010
Prior SaleNov 01, 2010 · Amount on Record
Deed Document Number2010139853
Deed Book / Page7491 / 842
Prior Transfer DateNov 04, 2010
Prior Transfer Doc0000139853
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Recording DateJun 17, 2026
Property Address454 MOFFAT LOOP, OVIEDO, FL 32765-6264
Document Number0000060163
Book / Page11058 / 1017
Instrument DateJun 11, 2026
Instrument202660163
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 MOFFAT LOOP, OVIEDO, FL 32765-6264

Mortgage

Document Number0000060163,
DateJun 17, 2026
Book Page11058/1017
Instrument202660163
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address454 MOFFAT LOOP, OVIEDO, FL 32765-6264
Transaction TypeMortgage
Record UpdatedNov 01, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100740781
DateOct 20, 2021
Book Page10074/781
Instrument2021138425
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address454 MOFFAT LOOP, OVIEDO, FL 32765-6264
Document Number0093700290
Instrument DateMay 30, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 MOFFAT LOOP OVIEDO FL 327656264, OVIEDO, FL 32765-6264

Mortgage

Document Number0093700290
DateJun 11, 2019
Book Page009370/000290
Instrument61112
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 10, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,118.00 (+10.89%) Homeowner's exemption$165,775 (+5.99%)$379,877 (+3.9%) Land $95,000 Building $284,877
2023$1,910.00 (+2.85%) Homeowner's exemption$156,411 (+3%)$365,617 (+3.64%) Land $85,000 Building $280,617
2022$1,857.00 Homeowner's exemption$151,855$352,780 Land $75,000 Building $277,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 543 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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