454 Lakeshore Dr, Ohatchee, AL 36271 Property Records

Calhoun County property record for 454 Lakeshore Dr, Ohatchee, AL 36271

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1977
Lot Size	0.869 acres (37,854 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Dec 2021)
Tax Bill	$395 (2026)
Deeds & Mortgages	May 2018 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-18-0-004-021.000`

Property Details

APN / Parcel Number

Primary APN	`14-04-18-0-004-021.000`
Alternative APNs	`202365` `2089`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,244 sqft
1st Floor Area	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	37,854 sqft (0.869 acres)
Lot Dimensions	173 ft deep x 214 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	202365
Street Address	454 LAKESHORE DR
City	OHATCHEE
State	AL
Zip	36271-4093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18 TSP 14S R 6E LAKESHORE ESTATES SUB LTS 22 & 23
Legal Range	06E
Legal Township	14S
Legal Section	18
Legal Subdivision	LAKESHORE ESTATES SUBDIVISION
Legal Lot Number	22,23
Jurisdiction	CALHOUN AL
Township / Civil Division	OHATCHEE
Census Block Group	2
Census Block	2096
Census Tract	2600

Owner

Source: Calhoun County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	454 LAKESHORE DR, OHATCHEE, AL 36271-4093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Dec 22, 2021	Personal Representative Deed, Transfer · VA Mortgage CONSUMER FIRST MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Deed Document Number	20213293-0648
Deed Book / Page	3293 / 648
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	454 LAKESHORE DR, OHATCHEE, AL 36271-4093
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004872/415
Date	May 1, 2018
Book Page	4872/415

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	454 LAKESHORE DR, OHATCHEE, AL 36271-4093
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004945/852
Date	Apr 17, 2020
Book Page	4945/852
Instrument	4945-0852

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

December 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CALHOUN AL
Recording Date	Dec 22, 2021
Property Address	454 LAKESHORE DR, OHATCHEE, AL 36271-4093
Document Number	003293/648
Book / Page	3293 / 648
Map Reference	MB P PG 3
Instrument Date	Dec 22, 2021
Instrument	3293-0648
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 LAKESHORE DR, OHATCHEE, AL 36271-4093

Mortgage

Document Number	5039089150390891
Date	Dec 22, 2021
Instrument	5039/089150390891

Lender

Name	CONSUMER FIRST MORTGAGE CO

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Ohatchee Town
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$395.00 (+7.05%)
2025	$369.00	$8,400 (+0.36%)	$83,700 (-) Land $12,000 Building $71,700
2024	$369.00 (-1.34%)	$8,370 (-) Land $1,200 Building $7,170	$83,700 (-) Land $12,000 Building $71,700
2023	$374.00 (+30.31%)	$8,370 (+0.7%) Land $1,200 Building $7,170	$83,700 (+0.7%) Land $12,000 Building $71,700
2022	$287.00 Homeowner's exemption Senior Citizen's exemption	$8,312 Land $1,200 Building $7,112	$83,120 Land $12,000 Building $71,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OHATCHEE WATER SYSTEM serves 1,686 people · EPA ID AL0000161
Water Source	Purchased groundwater from CALHOUN COUNTY WATER AUTHORITY
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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