St. Tammany Parish property record for 454 J J Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,418 sqft · built 2010 |
| Owner | Individual Name on File |
| Last Sale | $349,500 (Jul 2022) |
| Tax Bill | $3,984 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2017 Sale & Mortgage |
| APN | 103-806-1280 |
| Primary APN | 103-806-1280 |
|---|---|
| Alternative APN |
|
| Building Area | 2,418 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 103-806-1280 |
|---|---|
| Street Address | 454 J J LN |
| City | COVINGTON |
| State | LA |
| Zip | 70433-6989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 190 TALLOW CREEK PH 1F INST NO 1365801 INST NO 1365812 INST NO 1748722 INST NO 1769057 INST NO 1886531 INST NO 1896571 IN |
| Legal Subdivision | TALLOW CREEK |
| Legal Phase | 1F |
| Legal Lot Number | 190 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40401 |
454 J J Ln is owned and occupied by an individual who bought it in July 2022.
Source: St. Tammany Parish records, as of February 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 454 J J LN, COVINGTON, LA 70433-6989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed, Transfer · FHA Mortgage HANCOCK WHITNEY BANK |
| Sep 14, 2017 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on File |
| Deed Sale | Jul 26, 2022 · Amount on File |
| Prior Sale | Sep 14, 2017 · Amount on File |
| Deed Document Number | 2338542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 26, 2022 |
| Property Address | 454 J J LN, COVINGTON, LA 70433-6989 |
| Document Number | 0002338542 |
| Map Reference | MAP 3719 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2338542 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16309 E BREWSTER RD, COVINGTON, LA 70433-7212 |
| Name | Verified Name |
|---|---|
| Address | 454 J J LN, COVINGTON, LA 70433-6989 |
| Document Number | 0002338543 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2338543 |
| Name | HANCOCK WHITNEY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 14, 2017 |
| Property Address | 454 J J LN, COVINGTON, LA 70433-6989 |
| Document Number | 0002079075 |
| Map Reference | MAP 3719 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 2079075 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 454 J J LN, COVINGTON, LA 70433-6989 |
| Document Number | 2079076 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 2079076 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 454 J J Ln was $3,984, down 3.5% from the year before.
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,984.00 (-3.46%) | $32,186 (-) Land $5,000 Building $27,186 | $321,855 (-) Land $50,000 Building $271,855 |
| 2024 | $4,127.00 (+25.56%) | $32,186 (+34.82%) Land $5,000 Building $27,186 | $321,855 (+34.81%) Land $50,000 Building $271,855 |
| 2023 | $3,287.00 (+45.76%) | $23,874 (-) Land $4,000 Building $19,874 | $238,740 (+2.14%) Land $40,000 Building $198,740 |
| 2022 | $2,255.00 Homeowner's exemption | $23,874 Land $4,000 Building $19,874 | $233,740 Land $35,000 Building $198,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 454 J J Ln; there have been 24 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 525 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 525 in force |
| Nearby Flood Claims | 24 (1998–2024) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 454 J J Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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