454 Harvard Ln, Bartlett, IL 60103 Property Records

DuPage County property record for 454 Harvard Ln, Bartlett, IL 60103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,029 sqft · built 1991
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2021)
Tax Bill	$9,926 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-14-402-081`

Property Details

APN / Parcel Number

Primary APN	`01-14-402-081`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,029 sqft Living Area
Basement Area	692 sqft
Finished Basement	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	454 HARVARD LN
City	BARTLETT
State	IL
Zip	60103-7415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FAIRFAX COMMONS UNIT 3 ALL
Legal Subdivision	FAIRFAX COMMONS UNIT 3
Legal Lot Number	124
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1010
Census Tract	841323

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	454 HARVARD LN, BARTLETT, IL 60103-7415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNSTONE FINANCIAL INC
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNSTONE FINANCIAL INC
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	May 10, 2006 · Amount on Record
Deed Document Number	2021136727
Prior Transfer Date	Apr 4, 2006
Prior Transfer Doc	0000087723
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	454 HARVARD LN, BARTLETT, IL 60103-7415
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025596
Date	Mar 15, 2017
Instrument	R2017-025596

Lender

Name	TOWNSTONE FINANCIAL INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	454 HARVARD LN, BARTLETT, IL 60103-7415
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100867
Date	Sep 29, 2017
Instrument	R2017-100867

Lender

Name	TOWNSTONE FINANCIAL INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	454 HARVARD LN, BARTLETT, IL 60103-7415
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033526
Date	Apr 7, 2020
Instrument	R2020-033526

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	454 HARVARD LN, BARTLETT, IL 60103-7415
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121692
Date	Oct 20, 2020
Instrument	R2020-121692

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 13, 2021
Property Address	454 HARVARD LN, BARTLETT, IL 60103-7415
Document Number	0000136727
Map Reference	DOC R90-162391
Instrument Date	Sep 2, 2021
Instrument	R2021-136727
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 HARVARD LN, BARTLETT, IL 60103-7415

Mortgage

Document Number	0000136728
Date	Sep 13, 2021
Instrument	R2021-136728

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bartlett Village
County	DuPage County
County Subdivision	Wayne Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,926.00 (+12.3%)	$138,141 (+28.91%) Land $36,530 Building $101,611	$414,423 (+28.91%) Land $109,590 Building $304,833
2022	$8,839.00 Homeowner's exemption	$107,160 Land $28,340 Building $78,820	$321,480 Land $85,020 Building $236,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLETT serves 41,500 people · EPA ID IL0314120
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Apr 2025
Lead	20 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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