454 Guthrie Rd, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 454 Guthrie Rd, Stuarts Draft, VA 24477

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,772 sqft · built 2018
Lot Size1.81 acres (78,844 sqft)
OwnerIndividual Name on Record
Tax Bill$2,941 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Aug 2019 Refinance
Flood ZoneZone X (minimal risk)
APN074 88D

Property Details

APN / Parcel Number

Primary APN074 88D
Alternative APN
  • 44214

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,772 sqft Living Area
Gross Area7,135 sqft
1st Floor Area1,942 sqft
Basement Area1,942 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area78,844 sqft (1.81 acres)
TerrainRolling
Garage Area634 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Patio Area375 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address454 GUTHRIE RD
CitySTUARTS DRAFT
StateVA
Zip24477-3153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGENERAL AG
Legal Description74-88D DIV EAVERS LAND INT 831 & 652 1.810AC
Legal SubdivisionWHITE HILL
JurisdictionAUGUSTA VA
Township / Civil DivisionRIVERHEADS
Census Block Group4
Census Block4062
Census Tract70900

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address454 GUTHRIE RD, STUARTS DRAFT, VA 24477-3153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed, Transfer · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 14, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
C&F MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionAUGUSTA VA
Recording DateJan 6, 2026
Property Address454 GUTHRIE RD, STUARTS DRAFT, VA 24477-3153
Document Number0260000081
Instrument DateDec 9, 2025
Instrument260000081
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyCLEAR CHOICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 GUTHRIE RD, STUARTS DRAFT, VA 24477-3153

Mortgage

Document Number0260000082
DateJan 6, 2026
Instrument260000082
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAUGUSTA VA
Property Address454 GUTHRIE RD, STUARTS DRAFT, VA 24477-3153
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190005990
DateAug 14, 2019
Instrument190005990
Lender
NameC&F MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAugusta County
Unified School DistrictAugusta County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,941.00$565,600 (-) Land $60,100 Building $505,500
2025$2,941.00 (+28.54%)$565,600 (+55.73%) Land $60,100 Building $505,500
2024$565,600 (+55.73%) Land $60,100 Building $505,500
2023$2,288.00$363,200 Land $65,700 Building $297,500$363,200 Land $65,700 Building $297,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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