454 E Ruby St, Stephens, AR 71764 Property Records

Ouachita County property record for 454 E Ruby St, Stephens, AR 71764 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage2,444 sqft Living Area
Lot Size34,848 sqft (0.8 acres)
GarageCarport
OccupancyOwner Occupied
Last Sale$125,000 (2020)
Tax Bill$397.00 (2025)

Property Details

APN / Parcel Number

Primary APN998-00072-000R
Alternative APN
  • 31797

Interior

Full Baths2 Baths
Building Area2,444 sqft Living Area
1st Floor2,444 sqft 1st Floor
Stories1 Stories
Utility Area240 sqft Utility Area
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area34,848 sqft (0.8 acres)
Driveway1 Driveway
Driveway Area3,538 sqft Driveway
Parking Spaces4 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area864 sqft Carport

Exterior Amenities

FenceFence
PorchOpen Porch
Porch Area300 sqft Porch
Utility Building200 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address454 E RUBY ST
CitySTEPHENS
StateAR
Zip71764-9111
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 NW1/4 COMMENCE AT THE NW CORNER OF SAID NW NW THENCE SOUTH 88?10'E, 128 FT TO THE POB; THENCE SOUTH 1?50' W, 236.3 F
Legal SubdivisionSTEPHENS CITY METES & BOUNDS
JurisdictionOUACHITA AR
Minor Civil DivisionSMACKOVER
Census Blockgroup3
Census Block3086
Census Tract950302

Owner

Source: Ouachita County records · APN 998-00072-000R

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address454 E RUBY ST, STEPHENS, AR 71764-9111
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Jun 03, 2020Executor's Deed, Transfer · Conventional Mortgage
ARVEST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Jun 03, 2020
  • Deed Sale Price on Jun 03, 2020
Deed Doc Number2020-001550
Record RefreshedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOUACHITA AR
Property Address454 E RUBY ST, STEPHENS, AR 71764-9111
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020001551
DateJun 03, 2020
Instrument2020-001551
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050
Interest
Rate TypeFixed Rate

June 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionOUACHITA AR
Recording DateJun 03, 2020
Property Address454 E RUBY ST, STEPHENS, AR 71764-9111
Document Number2020001550
Instrument DateJun 01, 2020
Instrument2020-001550
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyFIRST NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 752, BEARDEN, AR 71720-0752

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 ROSE TER, STEPHENS, AR 71764

Mortgage

Document Number2020001551
DateJun 03, 2020
Instrument2020-001551
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ouachita County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArkansas
CountyOuachita County
MunicipalityStephens City
Unified School DistrictCamden Fairview School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$397.00 (-23.8%) Homeowner's exemption$29,160 (+48.55%) Land $580 Building $28,580$145,800 (+48.55%) Land $2,900 Building $142,900
2023$521.00 Homeowner's exemption$19,630 Land $480 Building $19,150$98,150 Land $2,400 Building $95,750

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