454 E Main St, Camden, IN 46917 Property Records

Carroll County property record for 454 E Main St, Camden, IN 46917

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,769 sqft · built 1965
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$238,458 (Apr 2025)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Mar 2013 Line of Credit Sep 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-07-16-008-042.000-010`

Property Details

APN / Parcel Number

Primary APN	`08-07-16-008-042.000-010`
Alternative APNs	`01425441541` `0160804200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,769 sqft Living Area
1st Floor Area	2,406 sqft
Basement Area	637 sqft
Unfinished Basement	637 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	165 ft deep x 67 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	01425441541
Street Address	454 E MAIN ST
City	CAMDEN
State	IN
Zip	46917-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE4 SW4 16-25-1 0.30AC
Jurisdiction	CARROLL IN
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3051
Census Tract	959300

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	454 E MAIN ST, CAMDEN, IN 46917-9627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2013	Deed of Trust, Mortgage · Line of Credit BANK OF WOLCOTT
Sep 14, 2005	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jan 31, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF WOLCOTT M
Apr 3, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 25, 2013	Intrafamily Transfer, Transfer · Line of Credit BANK OF WOLCOTT
Dec 6, 2012	Special Warranty Deed, Transfer · Line of Credit BANK OF WOLCOTT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2025 · Amount on File
Deed Sale	Apr 3, 2025 · Amount on File
Prior Sale	Dec 6, 2012 · Amount on File
Deed Document Number	2025899
Prior Transfer Date	Sep 26, 2013
Prior Transfer Doc	2013004177
Record Updated	Oct 29, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	454 E MAIN ST, CAMDEN, IN 46917-9627
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013001015
Date	Mar 8, 2013
Instrument	2013001015

Lender

Name	BANK OF WOLCOTT
Type	Non-Lending Institution
Address	MONTICELLO, IN 47960

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 4, 2014

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	454 E MAIN ST, CAMDEN, IN 46917-9627
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00053/1022
Date	Sep 14, 2005
Book Page	53/1022
Instrument	200500003608

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	454 E MAIN ST, CAMDEN, IN 46917-9627
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 E PARSES RD, MONTICELLO, IN 47960-7051

Mortgage

Document Number	2025000291
Date	Jan 31, 2025
Instrument	2025000291

Lender

Name	BANK OF WOLCOTT M
Address	116 N 6TH ST, MONTICELLO, IN 47960

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Jan 31, 2026

Interest

Change Frequency	Monthly

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Apr 3, 2025
Property Address	454 E MAIN ST, CAMDEN, IN 46917-9627
Document Number	2025000899
Instrument Date	Mar 31, 2025
Instrument	2025000899
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 E MAIN ST, CAMDEN, IN 46917-9627

Mortgage

Document Number	2025000900
Date	Apr 3, 2025
Instrument	2025000900

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

October 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Oct 25, 2013
Property Address	454 E MAIN ST, CAMDEN, IN 46917-9627
Document Number	2013004177
Instrument Date	Sep 26, 2013
Instrument	2013004177
Transaction Type	Transfer
Record Updated	Sep 19, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5068 S 450 E, MONTICELLO, IN 47960-7631

Mortgage

Document Number	2013004178
Date	Oct 25, 2013
Instrument	2013004178

Lender

Name	BANK OF WOLCOTT
Type	Non-Lending Institution
Address	MONTICELLO, IN 47960

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 26, 2023

Interest

Rate	5.5%

December 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Dec 6, 2012
Property Address	454 E MAIN ST, CAMDEN, IN 46917-9627
Document Number	00101/1679
Book / Page	101 / 1679
Instrument Date	Nov 5, 2012
Instrument	201200004871
Transaction Type	Transfer
Record Updated	Sep 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5068 S 450 E, MONTICELLO, IN 47960-7631

Mortgage

Document Number	00101/1681
Date	Dec 6, 2012
Book Page	101/1681
Instrument	201200004872

Lender

Name	BANK OF WOLCOTT
Type	Non-Lending Institution
Address	MONTICELLO, IN 47960

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 30, 2022

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Jackson Township
Municipality	Camden Town
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (-53.58%)	$158,600 (+37.44%) Land $13,400 Building $145,200	$158,600 (+37.44%) Land $13,400 Building $145,200
2024	$2,387.00 (+12.49%)
2023		$115,400 (+9.07%) Land $13,400 Building $102,000	$115,400 (+9.07%) Land $13,400 Building $102,000
2022	$2,122.00	$105,800 Land $10,800 Building $95,000	$105,800 Land $10,800 Building $95,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN WATER UTILITY serves 611 people · EPA ID IN5208001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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