454 E Depot St, Clearfield, UT 84015 Property Records

Davis County property record for 454 E Depot St, Clearfield, UT 84015

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,660 sqft
Lot Size	0.016 acres (697 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,016 (Jun 2025)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-054-0110`

Property Details

APN / Parcel Number

Primary APN	`15-054-0110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,660 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	697 sqft (0.016 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	454 E DEPOT ST
City	CLEARFIELD
State	UT
Zip	84015-2879
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ALL OF UNIT 110, UNION TOWNHOMES PUD, THE. CONT. 0.01600 ACRES
Legal Subdivision	UNION TOWNHOMES PUD
Legal Unit	110
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3017
Census Tract	125701

Owner

Source: Davis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	454 E DEPOT ST, CLEARFIELD, UT 84015-2879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Construction Mortgage ALTABANK
May 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage FCI LENDER SERVICES INC
Jun 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INTERCAP LENDING
Jul 9, 2024	Deed of Trust, Mortgage · Construction Mortgage M & T BANK
Jun 18, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage INTERCAP LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Deed Document Number	20253622066
Deed Book / Page	8772 / 780
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	454 E DEPOT ST, CLEARFIELD, UT 84015-2879
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	AMERICAN SECURE TITLE INSURANCE, AMERICAN SECURE TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007805/516
Date	Jul 20, 2021
Book Page	7805/516
Instrument	3401497

Lender

Name	ALTABANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	454 E DEPOT ST, CLEARFIELD, UT 84015-2879
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	AMERICAN SECURE TITLE, AMERICAN SECURE T

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008019/410
Date	May 27, 2022
Book Page	8019/410
Instrument	3479655

Lender

Name	FCI LENDER SERVICES INC
Type	Non-Lending Institution
Address	ANAHEIM, CA 92808

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	454 E DEPOT ST, CLEARFIELD, UT 84015-2879
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	LEXUS TITLE INSURANCE AGENCY LLC, US TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008772/805
Date	Jun 18, 2025
Book Page	8772/805
Instrument	3622068

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	454 E DEPOT ST, CLEARFIELD, UT 84015-2879
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008538/337
Date	Jul 9, 2024
Book Page	8538/337
Instrument	3578520

Lender

Name	M & T BANK
Type	Bank
Address	SANDY, UT 84070

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Jan 2, 2026

June 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 18, 2025
Property Address	454 E DEPOT ST, CLEARFIELD, UT 84015-2879
Document Number	008772/780
Book / Page	8772 / 780
Instrument Date	Jun 18, 2025
Instrument	3622066
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2025
Title Company	LEXUS TITLE INSURANCE AGENCY LLC, US TITLE INSURANCE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	454 E DEPOT ST, CLEARFIELD, UT 84015-2879

Mortgage

Document Number	0003622067
Date	Jun 18, 2025
Instrument	3622067

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,300 (+113.26%) Land $54,450 Building $157,850	$386,000 (+113.26%) Land $99,000 Building $287,000
2025	$1,110.00 (+20.78%)	$99,550 (+151.39%) Land $58,300 Building $41,250	$181,000 (+151.39%) Land $106,000 Building $75,000
2024	$919.00 (+16.33%)
2023	$790.00 (+7.34%)	$39,600 Land $39,600	$72,000 Land $72,000
2022	$736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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