San Diego County property record for 454 Creek Rd, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1981 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Oct 2020) |
| Tax Bill | $6,523 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-352-03-00 |
| Primary APN | 158-352-03-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 5,625 sqft (0.129 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 454 CREEK RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 TR 009606 |
| Legal Subdivision | ORCHARD CREEK |
| Legal Tract | 009606 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18622 |
Source: San Diego County records · APN 158-352-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 454 CREEK RD, OCEANSIDE, CA 92058-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 09, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 01, 2020 | Grant Deed, Transfer · Conventional Mortgage HIGHTECHLENDING INC |
| Mar 29, 2019 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2020 · Amount on Record |
| Deed Sale | Oct 01, 2020 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 2020589027 |
| Prior Transfer Date | Jun 02, 2000 |
| Prior Transfer Doc | 0000327783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 454 CREEK RD, OCEANSIDE, CA 92058-1647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 454 CREEK RD, OCEANSIDE, CA 92058-1647 |
| Document Number | 0000005271 |
|---|---|
| Date | Jan 09, 2023 |
| Instrument | 2023-0005271 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 01, 2020 |
| Property Address | 454 CREEK RD, OCEANSIDE, CA 92058-1647 |
| Document Number | 0000589027 |
| Map Reference | MAP 9606 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020-0589027 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 454 CREEK RD, OCEANSIDE, CA 92058-1647 |
| Document Number | 0000589028 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 2020-0589028 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2019 |
| Property Address | 454 CREEK RD, OCEANSIDE, CA 92058-1647 |
| Document Number | 0000113665 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 113665 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2019 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 454 CREEK RD OCEANSIDE CA 920581647, OCEANSIDE, CA 92058-1647 |
| Document Number | 113666 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 113666 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OCEANSIDE, CA 92058-1647 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $590,678 (+2%) Land $413,479 Building $177,199 | |
| 2025 | $6,523.00 (+5.18%) | $579,097 (+4.04%) Land $405,372 Building $173,725 |
| 2023 | $6,202.00 (+1.54%) | $556,612 Land $389,632 Building $166,980 |
| 2022 | $6,108.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone A99, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 69 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 102 units insured (33 under condo master policies) 54 of 69 individual policies on primary residences |
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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