454 Co Rd 553, Gardner, CO 81040 Property Records

Huerfano County property record for 454 Co Rd 553, Gardner, CO 81040

Property Summary

Property Type	Other Improved
Details	792 sqft · built 1935
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Oct 2023)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2023 Line of Credit + 4 more
APN	`118824`

Property Details

APN / Parcel Number

Primary APN	`118824`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	792 sqft Total Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1935
Construction Type	Wood
Lot Area	1,742,400 sqft (40 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	454 COUNTY ROAD 553
City	GARDNER
State	CO
Zip	81040-9604
Property Category	Other
Property Type	Other > Other Improved
Legal Description	TWP 26 RNG 70 SEC 28: NE4NW4 40 AC 348-982 352-938-939 382-525 415622 428928 431456
Jurisdiction	HUERFANO CO
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2048
Census Tract	960600

Owner

Source: Huerfano County records · APN 118824

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit THE STOCKMENS BANK
Oct 13, 2023	Warranty Deed, Transfer
Dec 29, 2022	Intrafamily Transfer, Transfer
Dec 29, 2022	Intrafamily Transfer, Transfer
Jun 04, 2019	Warranty Deed, Transfer ASSURED TITLE, ASSURED TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Dec 29, 2022
Deed Document Number	431456
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUERFANO CO
Property Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413606
Date	Oct 09, 2018
Instrument	413606

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUERFANO CO
Property Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604

Mortgage

Document Number	0000429470
Date	Mar 13, 2023
Instrument	429470

Lender

Name	THE STOCKMENS BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 01, 2024

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUERFANO CO
Recording Date	Oct 13, 2023
Property Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604
Document Number	0000431456
Instrument Date	Oct 03, 2023
Instrument	431456
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$35.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 CHERRY VALLEY RD, MILLERSTOWN, PA 17062-8845

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUERFANO CO
Recording Date	Dec 29, 2022
Property Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604
Document Number	0000428929
Instrument Date	Dec 27, 2022
Instrument	428929
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUERFANO CO
Recording Date	Dec 29, 2022
Property Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604
Document Number	0000428928
Instrument Date	Dec 07, 2022
Instrument	428928
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUERFANO CO
Recording Date	Jun 04, 2019
Property Address	454 COUNTY ROAD 553, GARDNER, CO 81040-9604
Document Number	0000415622
Instrument Date	Jun 03, 2019
Instrument	415622
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8207 SW 69TH PL, GAINESVILLE, FL 32608-7572

Tax Assessment & Valuation

Source: Huerfano County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Huerfano County
Unified School District	Huerfano School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00 (+158.47%)	$14,216 (+151.92%) Land $748 Building $13,468	$224,926 (+174.84%) Land $9,443 Building $215,483
2023	$431.00 (-10.77%)	$5,643 (-9.67%) Land $561 Building $5,082	$81,839 (-6.63%) Land $5,978 Building $75,861
2022	$483.00	$6,247 Land $432 Building $5,815	$87,650 Land $3,985 Building $83,665

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 1 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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