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454 Challice Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 454 Challice Dr, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,569 sqft · built 2017
Lot Size0.376 acres (16,371 sqft)
Owner2 Individual Names on Record
Last Sale$258,535 (Nov 2017)
Tax Bill$4,391 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNR34-223-18-1636-0000-0030

Property Details

APN / Parcel Number

Primary APNR34-223-18-1636-0000-0030
Alternative APNs
  • 01675271
  • 1675271

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,569 sqft Living Area
Gross Area3,523 sqft
1st Floor Area2,569 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,371 sqft (0.376 acres)
Garage TypeAttached
Garage Area579 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area375 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01675271
Street Address454 CHALLICE DR
CitySPRING HILL
StateFL
Zip34609-2098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROWN POINTE LOT 3
Legal Range18E
Legal Township23S
Legal Section34
Legal SubdivisionCROWN POINTE
Legal Lot Number3
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group4
Census Block4012
Census Tract40906

Owner

Source: Hernando County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address454 CHALLICE DR, SPRING HILL, FL 34609-2098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Line of Credit
AMERISAVE MORTGAGE CORPORATION
Oct 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Nov 20, 2017Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2017 · Amount on Record
Deed SaleNov 20, 2017 · Amount on Record
Deed Document Number201765169
Deed Book / Page3526 / 1011
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Recording DateJul 17, 2026
Property Address454 CHALLICE DR, SPRING HILL, FL 34609-2098
Document Number0000048486
Book / Page4736 / 1279
Instrument DateJul 10, 2026
Instrument202648486
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 CHALLICE DR, SPRING HILL, FL 34609-2098

Mortgage

Document Number0000048486,
DateJul 17, 2026
Book Page4736/1279
Instrument202648486
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate6.52%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address454 CHALLICE DR, SPRING HILL, FL 34609-2098
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 CHALLICE DR, SPRING HILL, FL 34609-2098

Mortgage

Document Number0040671857
DateOct 11, 2021
Book Page4067/1857
Instrument2021076073
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

November 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHERNANDO FL
Recording DateNov 20, 2017
Property Address454 CHALLICE DR, SPRING HILL, FL 34609-2098
Document Number0035261011
Book / Page3526 / 1011
Map ReferenceMB39 PG14&15
Instrument DateNov 17, 2017
Instrument2017065169
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 7, 2021
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,810.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3925 COCONUT PALM DR STE 117, 3925, TAMPA, FL 33619-1303

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 CHALLICE DR, SPRING HILL, FL 34609-2098

Mortgage

Document Number2017065170
DateNov 20, 2017
Instrument2017065170
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,391.00 (+18.97%) Homeowner's exemption$299,553 (+5.99%)$490,267 (-1.88%) Land $52,878 Building $437,389
2023$282,632 Land $282,632
2022$3,691.00$499,638 Land $52,878 Building $446,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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