454 Arca Dr, La Selva Beach (Watsonville), CA 95076 Property Records

Santa Cruz County property record for 454 Arca Dr, La Selva Beach, CA 95076

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,171 sqft · built 1987
Lot Size0.027 acres (1,176 sqft)
Owner2 Individual Names on Record
Last Sale$511,000 (Dec 2013)
Tax Bill$9,986 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN046-301-62

Property Details

APN / Parcel Number

Primary APN046-301-62
Alternative APN
  • 046-301-62-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,171 sqft Living Area
Gross Area1,591 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area1,176 sqft (0.027 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area239 sqft
Patio Area239 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address454 ARCA DR
CityWATSONVILLE
StateCA
Zip95076-1808
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSU
Legal DescriptionTRACT 630 LOT 62
Legal SubdivisionCANON DEL SOL TR #630
Legal Tract630
Legal Lot Number62
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2002
Census Tract122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address146 RIVER FRONT DR, RENO, NV 89523-8963
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2013 · Amount on Record
Deed SaleDec 19, 2013 · Amount on Record
Prior SaleDec 18, 1998 · Amount on Record
Deed Document Number201357352
Prior Transfer DateMar 4, 1997
Prior Transfer Doc0000012395
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address454 ARCA DR, LA SELVA BEACH, CA 95076-1808
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 RIVER FRONT DR, RENO, NV 89523-8963

Mortgage

Document Number0000031231
DateJun 7, 2021
Instrument2021-0031231
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2041

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$638,945 (+2%) Land $383,367 Building $255,578
2025$9,986.00 (+14.66%)$626,417 (+4.04%) Land $375,850 Building $250,567
2023$8,709.00 (+2.43%)$602,092 Land $361,255 Building $240,837
2022$8,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims7 (1978–2010)
Claims Outside the SFHA6 of 7
Most Recent ClaimApr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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