454 5th St, Jesup, IA 50648 Property Records

Buchanan County property record for 454 5th St, Jesup, IA 50648

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,487 sqft · built 1940
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Sep 2023)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0531276010`

Property Details

APN / Parcel Number

Primary APN	`0531276010`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
Basement Area	1,487 sqft
Finished Basement	1,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	15,682 sqft (0.36 acres)
Garage Area	528 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	454 5TH ST
City	JESUP
State	IA
Zip	50648-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C.O.M. ADD 1 & 2 EX W 35' BLK 15
Legal Subdivision	C.O. MARSH
Legal Block	15
Jurisdiction	BUCHANAN IA
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2005
Census Tract	950300

Owner

Source: Buchanan County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	454 5TH ST, JESUP, IA 50648-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Mar 6, 2019	Deed of Trust, Mortgage · ARM VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Jul 7, 2022 · Amount on Record
Deed Document Number	20232405
Prior Transfer Date	Apr 17, 2023
Prior Transfer Doc	0000000966
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN IA
Recording Date	Sep 5, 2023
Property Address	454 5TH ST, JESUP, IA 50648-1114
Document Number	2023R02405
Instrument Date	Aug 31, 2023
Instrument	2023R02405
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 5TH ST, JESUP, IA 50648-1114

Mortgage

Document Number	2023R02407
Date	Sep 5, 2023
Instrument	2023R02407

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	454 5TH ST, JESUP, IA 50648-1114
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00560
Date	Mar 6, 2019
Instrument	2019R00560

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Mar 1, 2029
Index	1-Year CMT

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Jesup City
Unified School District	Jesup Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,620.00 (+6.47%) Homeowner's exemption	$235,220 (+13.04%) Land $44,710 Building $190,510	$235,220 (+13.04%) Land $44,710 Building $190,510
2023	$3,400.00 Homeowner's exemption	$208,090 Land $39,920 Building $168,170	$208,090 Land $39,920 Building $168,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	May 1999 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESUP MUNICIPAL WATER SUPPLY serves 2,508 people · EPA ID IA1044006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heartland Technology Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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