454 4th St S, Winthrop, IA 50682 Property Records

Buchanan County property record for 454 4th St S, Winthrop, IA 50682

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 1,328 sqft · built 1968
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$127,500 (Dec 2021)
Tax Bill$2,976 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0736458004

Property Details

APN / Parcel Number

Primary APN0736458004

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,328 sqft Living Area
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Garage Area624 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address454 4TH ST S
CityWINTHROP
StateIA
Zip50682-9341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG LOT 6 & E1/2LOT 7 BLK 40
Legal SubdivisionORIGINAL PLAT OF WINTHROP
Legal Block40
Legal Lot Number6
JurisdictionBUCHANAN IA
Township / Civil DivisionBYRON
Census Block Group3
Census Block3102
Census Tract950100

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address454 4TH ST S, WINTHROP, IA 50682-9341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Deed Document Number20214983
Prior Transfer DateFeb 13, 2008
Prior Transfer Doc2008R00474
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address454 4TH ST S, WINTHROP, IA 50682-9341
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R04984
DateDec 29, 2021
Instrument2021R04984
Lender
NameWCF FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityWinthrop City
Unified School DistrictEast Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,976.00 (+34.9%)$203,240 (+41.76%) Land $11,670 Building $191,570$203,240 (+41.76%) Land $11,670 Building $191,570
2024$2,206.00 (+6.47%)
2023$2,072.00$143,370 Land $10,410 Building $132,960$143,370 Land $10,410 Building $132,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP WATER SUPPLY
serves 840 people · EPA ID IA1093031
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
East Buchanan Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St S

Nearby Streets

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