4539 Taft Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 4539 Taft Ave, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 1964
Lot Size	0.131 acres (5,700 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Nov 2017)
Tax Bill	$9,373 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`513-384-007-3`

Property Details

APN / Parcel Number

Primary APN	`513-384-007-3`
Alternative APN	`513-384-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1975
Lot Area	5,700 sqft (0.131 acres)
Garage Type	Attached
Garage Area	267 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4539 TAFT AVE
City	RICHMOND
State	CA
Zip	94804-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2CD
Legal Description	TRACT 2972 LOT 7 BLK 3
Legal Subdivision	SUBDIVISION #2972
Legal Tract	2972
Legal Block	3
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	381000

Owner

4539 Taft Ave is owned by an individual who bought it in November 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	7688 SAINT PATRICK WAY, 5039, DUBLIN, CA 94568-6786
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Dec 11, 2019	Grant Deed, Mortgage · Line of Credit BANK OF THE WEST
Nov 21, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Deed Document Number	2017218989
Prior Transfer Date	Oct 19, 2005
Prior Transfer Doc	0000419364
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4539 TAFT AVE, RICHMOND, CA 94804-3449
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 TAFT AVE, RICHMOND, CA 94804-3449

Mortgage

Document Number	0000063199
Date	Jul 3, 2023
Instrument	2023-063199

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 11, 2019
Property Address	4539 TAFT AVE, RICHMOND, CA 94804-3449
Instrument Date	Nov 12, 2019
Instrument	221645
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 TAFT AVE RICHMOND CA 948043449, RICHMOND, CA 94804-3449

Mortgage

Document Number	0000221645
Date	Dec 11, 2019
Instrument	221645

Lender

Name	BANK OF THE WEST
Type	Bank
Address	18505 CALIFORNIA ST, OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 21, 2017
Property Address	4539 TAFT AVE, RICHMOND, CA 94804-3449
Document Number	0000218989
Instrument Date	Nov 16, 2017
Instrument	218989
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 TAFT AVE RICHMOND CA 948043449, RICHMOND, CA 94804-3449

Mortgage

Document Number	218990
Date	Nov 21, 2017
Instrument	218990

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4539 Taft Ave was $9,373.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,878 (+2%) Land $406,202 Building $156,676
2025	$9,373.00	$551,842 Land $398,238 Building $153,604
2023	$9,046.00 (+1.77%)	$530,416 Land $382,775 Building $147,641
2022	$8,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4539 Taft Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4539 Taft Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Sonic Telecom.

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