4539 Stage Rd, Coldwater, MS 38618 Property Records

Tate County property record for 4539 Stage Rd, Coldwater, MS 38618

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 1985
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on Record
Tax Bill	$325 (2025)
Deeds & Mortgages	Jul 2021 Refinance Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`101 02 0000500`

Property Details

APN / Parcel Number

Primary APN	`101 02 0000500`

Interior

Building Area	1,216 sqft Finished Area

Exterior

Year Built	Built 1985
Lot Area	135,036 sqft (3.09 acres)
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	4539 STAGE RD
City	COLDWATER
State	MS
Zip	38618-4119
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 14 COLDWATER WEST S/D
Legal Range	08
Legal Township	05
Legal Section	02
Legal Subdivision	COLDWATER WEST S/D
Legal Lot Number	14
Jurisdiction	TATE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2035
Census Tract	950301

Owner

Source: Tate County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4539 STAGE RD, COLDWATER, MS 38618-4119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SYCAMORE BANK
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SYCAMORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2016
Deed Sale	May 5, 2016
Deed Document Number	0020161447
Deed Book / Page	2016 / 1447
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4539 STAGE RD, COLDWATER, MS 38618-4119
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/12466
Date	Jul 9, 2021
Book Page	2021/12466

Lender

Name	SYCAMORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4539 STAGE RD, COLDWATER, MS 38618-4119
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/21122
Date	Nov 22, 2021
Book Page	2021/21122

Lender

Name	SYCAMORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2026

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$325.00	$2,152 (-) Land $1,695 Building $457	$21,523 (-) Land $16,950 Building $4,573
2023	$325.00	$2,152 Land $1,695 Building $457	$21,523 Land $16,950 Building $4,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1991–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stage Rd

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