Santa Rosa County property record for 4539 Plowman Ln, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,289 sqft · built 2022 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,600 (Dec 2022) |
| Tax Bill | $1,807 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1N-28-0000-02602-0000 |
| Primary APN | 16-1N-28-0000-02602-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,289 sqft Living Area |
| Gross Area | 1,555 sqft |
| 1st Floor Area | 1,289 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 100 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4539 PLOWMAN LN |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PARCEL 2: COM AT NW CORNER OF NW 1/4 OF NE 1/4 OF SECTION 16 TOWNSHP 1 NORTH RANGE 28 WEST THN N87*53'08E ALONG N SEC LN 99.98 FT TO W R/W OF PLOWMAN LN THN S0*57'01E ALONG RD 108 .92 FT TO POB & CONTINUE S ON R/W 108.92 FT THN S87*53'08W 99.98 FT TH |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10712 |
4539 Plowman Ln is owned and occupied by an individual who bought it in December 2022.
Source: Santa Rosa County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4539 PLOWMAN LN, MILTON, FL 32583-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Balloon Mortgage GOODEN INVESTMENT HOLDINGS LIMITED PARTN |
| Dec 28, 2022 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on File |
| Deed Sale | Dec 28, 2022 · Amount on File |
| Deed Document Number | 202269940 |
| Deed Book / Page | 4355 / 443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4539 PLOWMAN LN, MILTON, FL 32583-8004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0041271614 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 4127/1614 |
| Instrument | 202137173 |
| Name | GOODEN INVESTMENT HOLDINGS LIMITED PARTN |
|---|---|
| Type | Non-Lending Institution |
| Address | GULF BREEZE, FL 32561 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 28, 2022 |
| Property Address | 4539 PLOWMAN LN, MILTON, FL 32583-8004 |
| Document Number | 0043550443 |
| Book / Page | 4355 / 443 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 202269940 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | GENESIS LAND & TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,705.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1300 E OLIVE RD, PENSACOLA, FL 32514-4820 |
| Name | Verified Name |
|---|---|
| Address | 4539 PLOWMAN LN, MILTON, FL 32583-8004 |
| Document Number | 0004355446 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 4355/446 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Number | 0043550466 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 4355/466 |
| Instrument | 202269942 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,827 (+2.9%) | $195,142 (+4.14%) Land $28,000 Building $167,142 | |
| 2024 | $1,807.00 (+0.33%) Homeowner's exemption | $187,393 (+1.59%) Land $23,000 Building $164,393 | $187,393 (+1.59%) Land $23,000 Building $164,393 |
| 2023 | $1,801.00 (+1,032.7%) | $184,458 (+1,217.56%) Land $23,000 Building $161,458 | $184,458 (+1,217.56%) Land $23,000 Building $161,458 |
| 2022 | $159.00 | $14,000 | $14,000 Land $14,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4539 Plowman Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4539 Plowman Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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