4539 Peak Ct, La Mesa, CA 91941 Property Records

San Diego County property record for 4539 Peak Ct, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,278 sqft · built 1961
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (May 2012)
Tax Bill	$6,505 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`496-312-16-00`

Property Details

APN / Parcel Number

Primary APN	`496-312-16-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,278 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	23,087 sqft (0.53 acres)
View / Lot	Good

Location & Zoning

Street Address	4539 PEAK CT
City	LA MESA
State	CA
Zip	91941-6950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 17 0.53 AC M/L IN LOT 16&IN TR 004433
Legal Subdivision	HELIX KNOLLS ESTATES
Legal Tract	004433
Legal Block	1
Legal Lot Number	17,16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13601

Owner

Source: San Diego County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4539 PEAK CT, LA MESA, CA 91941-6950
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU
May 30, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
Aug 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2012 · Amount on Record
Deed Sale	May 11, 2012 · Amount on Record
Prior Sale	Mar 10, 2003 · Amount on Record
Deed Document Number	2012279816
Last Transfer Date	Mar 30, 2016
Transfer Doc	0000158998
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2026
Property Address	4539 PEAK CT, LA MESA, CA 91941-6950
Document Number	0000265705
Instrument Date	Sep 1, 2026
Instrument	2026265705
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220
Address	4539 PEAK CT, LA MESA, CA 91941-6950

Mortgage

Document Number	0000265705,
Date	Sep 10, 2026
Instrument	2026265705

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 24, 2051

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4539 PEAK CT, LA MESA, CA 91941-6950
Transaction Type	Mortgage
Record Updated	Dec 7, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 PEAK CT, LA MESA, CA 91941-6950

Mortgage

Document Number	0000326908
Date	Nov 27, 2023
Instrument	2023-0326908

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4539 PEAK CT, LA MESA, CA 91941-6950
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 PEAK CT, LA MESA, CA 91941-6950

Mortgage

Document Number	0000620926
Date	Sep 1, 2021
Instrument	2021-0620926

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4539 PEAK CT, LA MESA, CA 91941-6950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240556
Date	May 30, 2017
Instrument	2017-0240556

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4539 PEAK CT, LA MESA, CA 91941-6950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000607612
Date	Dec 26, 2017
Instrument	2017-0607612

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4539 PEAK CT, LA MESA, CA 91941-6950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000522004
Date	Nov 13, 2019
Instrument	2019-0522004

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4539 PEAK CT, LA MESA, CA 91941-6950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255005
Date	May 20, 2020
Instrument	2020-0255005

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2020
Property Address	4539 PEAK CT, LA MESA, CA 91941-6950
Document Number	0000444207
Instrument Date	Jul 16, 2020
Instrument	444207
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4539 PEAK CT LA MESA CA 919416950, LA MESA, CA 91941-6950

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,456 (+2%) Land $230,605 Building $281,851
2025	$6,505.00 (+3.83%) Homeowner's exemption	$502,409 (+4.04%) Land $226,084 Building $276,325
2023	$6,265.00 (+1.97%) Homeowner's exemption	$482,901 Land $217,305 Building $265,596
2022	$6,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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