4539 Mathew Ave, Roscoe, IL 61073 Property Records

Winnebago County property record for 4539 Mathew Ave, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,755 sqft · built 1960
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$233,000 (Sep 2025)
Tax Bill$4,342 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-29-202-002

Property Details

APN / Parcel Number

Primary APN04-29-202-002
Alternative APNs
  • 429202002
  • 029B055

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,755 sqft Living Area
Basement Area1,275 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Foundation TypeRaised
Lot Area20,473 sqft (0.47 acres)
Garage Area480 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number029B055
Street Address4539 MATHEW AVE
CityROSCOE
StateIL
Zip61073-7749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionHONONEGAH HEIGHTS 3RD ADDN IN PT NW 1/4 + NE 1/4 SEC 29-46-2 LOT 030
Legal Range2
Legal Township46
Legal Section29
Legal SubdivisionHONONEGAH HEIGHTS 3RD ADDN
Legal Lot Number030
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group1
Census Block1004
Census Tract3904

Owner

4539 Mathew Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4539 MATHEW AVE, ROSCOE, IL 61073-7749
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2025 · Amount on File
Deed SaleSep 8, 2025 · Amount on File
Prior SaleJan 24, 1991 · Amount on File
Deed Document Number202523047
Prior Transfer DateNov 20, 2024
Prior Transfer Doc0000028865
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 8, 2025
Property Address4539 MATHEW AVE, ROSCOE, IL 61073-7749
Document Number0000023047
Map ReferencePB 20 PG 196
Instrument DateSep 4, 2025
Instrument2523047
Transaction TypeTransfer
Record UpdatedOct 1, 2025
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$349.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4539 MATHEW AVE, ROSCOE, IL 61073-7749

Mortgage

Document Number0000023048
DateSep 8, 2025
Instrument2523048
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate5.99%

Tax Assessment & Valuation

The 2025 property tax bill for 4539 Mathew Ave was $4,342, up 5.4% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,342.00 (+5.39%)$66,746 (+9.49%) Land $13,855 Building $52,891$200,238 (+9.49%) Land $41,565 Building $158,673
2024$4,120.00 Homeowner's exemption Senior Citizen's exemption$60,961 Land $12,654 Building $48,307$182,883 Land $37,962 Building $144,921
2022Homeowner's exemption$50,012 Land $10,381 Building $39,631$150,036 Land $31,143 Building $118,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4539 Mathew Ave in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims115 (1978–2019)
Claims Outside the SFHA5 of 115
Most Recent ClaimMar 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 19 claims
  • Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4539 Mathew Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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