Winnebago County property record for 4539 Mathew Ave, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,755 sqft · built 1960 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,000 (Sep 2025) |
| Tax Bill | $4,342 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-29-202-002 |
| Primary APN | 04-29-202-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| Basement Area | 1,275 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Foundation Type | Raised |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 480 sqft |
| Deck Area | Deck Area |
| Heating System | HVAC |
|---|
| Account Number | 029B055 |
|---|---|
| Street Address | 4539 MATHEW AVE |
| City | ROSCOE |
| State | IL |
| Zip | 61073-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | HONONEGAH HEIGHTS 3RD ADDN IN PT NW 1/4 + NE 1/4 SEC 29-46-2 LOT 030 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 29 |
| Legal Subdivision | HONONEGAH HEIGHTS 3RD ADDN |
| Legal Lot Number | 030 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3904 |
4539 Mathew Ave is owned and occupied by two individuals who bought it in September 2025.
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4539 MATHEW AVE, ROSCOE, IL 61073-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on File |
| Deed Sale | Sep 8, 2025 · Amount on File |
| Prior Sale | Jan 24, 1991 · Amount on File |
| Deed Document Number | 202523047 |
| Prior Transfer Date | Nov 20, 2024 |
| Prior Transfer Doc | 0000028865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 8, 2025 |
| Property Address | 4539 MATHEW AVE, ROSCOE, IL 61073-7749 |
| Document Number | 0000023047 |
| Map Reference | PB 20 PG 196 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2523047 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4539 MATHEW AVE, ROSCOE, IL 61073-7749 |
| Document Number | 0000023048 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2523048 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
The 2025 property tax bill for 4539 Mathew Ave was $4,342, up 5.4% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,342.00 (+5.39%) | $66,746 (+9.49%) Land $13,855 Building $52,891 | $200,238 (+9.49%) Land $41,565 Building $158,673 |
| 2024 | $4,120.00 Homeowner's exemption Senior Citizen's exemption | $60,961 Land $12,654 Building $48,307 | $182,883 Land $37,962 Building $144,921 |
| 2022 | Homeowner's exemption | $50,012 Land $10,381 Building $39,631 | $150,036 Land $31,143 Building $118,893 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4539 Mathew Ave in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 115 (1978–2019) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4539 Mathew Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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