Montgomery County property record for 4539 Mad River Rd, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,575 sqft · built 1955 |
| Lot Size | 0.74 acres (32,256 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Aug 2021) |
| Tax Bill | $4,501 (2024) |
| Deeds & Mortgages | Jul 2024 Transfer Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 01304 0009 |
| Primary APN | N64 01304 0009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 32,256 sqft (0.74 acres) |
| Lot Dimensions | 192 ft deep x 168 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4539 MAD RIVER RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 WALTHER |
| Legal Subdivision | WALTHER |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20400 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4539 MAD RIVER RD, DAYTON, OH 45429-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2024 | Transfer on Death Deed, Transfer |
| Aug 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Line of Credit OSGOOD ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Prior Sale | Aug 9, 2012 · Amount on Record |
| Deed Document Number | 2021-00058348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 23, 2024 |
| Property Address | 4539 MAD RIVER RD, DAYTON, OH 45429-2132 |
| Document Number | 0000038183 |
| Map Reference | MB CC PG 26 |
| Instrument Date | Jul 18, 2024 |
| Instrument | 2024-00038183 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4539 MAD RIVER RD, DAYTON, OH 45429-2132 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 4, 2021 |
| Property Address | 4539 MAD RIVER RD, DAYTON, OH 45429-2132 |
| Document Number | 0000058348 |
| Map Reference | MB CC PG 26 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021-00058348 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PM TITLE COMPANY, M&M TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4539 MAD RIVER RD, DAYTON, OH 45429-2132 |
| Document Number | 0000058349 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021-00058349 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4539 MAD RIVER RD, DAYTON, OH 45429-2132 |
| Document Number | 0000053595 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4539 MAD RIVER RD DAYTON OH 454292132, DAYTON, OH 45429-2132 |
| Document Number | 0000053595 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 53595 |
| Name | OSGOOD ST BK |
|---|---|
| Type | Bank |
| Address | FORT LORAMIE, OH 45845 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 29, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,670 (-) Land $32,300 Building $38,370 | ||
| 2024 | $4,501.00 (+2.74%) | ||
| 2023 | $4,381.00 (-2.01%) | $70,670 (+23.85%) Land $32,300 Building $38,370 | $201,900 (+23.84%) Land $92,280 Building $109,620 |
| 2022 | $4,471.00 | $57,060 Land $26,050 Building $31,010 | |
| 2020 | $163,030 Land $74,420 Building $88,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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