4539 Kittiwake Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4539 Kittiwake Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1980
Lot Size	0.4 acres (1,736 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2017)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Nov 2020 Reverse Mortgage Aug 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-483-20-00`

Property Details

APN / Parcel Number

Primary APN	`160-483-20-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	1,736 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4539 KITTIWAKE WAY
City	OCEANSIDE
State	CA
Zip	92057-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 140 TR 008834
Legal Subdivision	OCEANA MISSION
Legal Tract	008834
Legal Block	1
Legal Lot Number	140
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18524

Owner

4539 Kittiwake Way is owned and occupied by an individual who bought it in September 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4539 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Aug 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC
Nov 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 22, 2017	Grant Deed, Transfer · Reverse Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Deed Document Number	2017436608
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4539 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730

Mortgage

Document Number	0000742664
Date	Nov 23, 2020
Instrument	2020-0742664

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	839 Months
Due	Oct 23, 2090

Interest

Rate Type	Adjustable Rate
Rate	2.58%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4539 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730

Mortgage

Document Number	0000555711
Date	Aug 4, 2021
Instrument	2021-0555711

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89014

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.65%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4539 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Document Number	0000742665
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 KITTIWAKE WAY OCEANSIDE CA 920577730, OCEANSIDE, CA 92057-7730

Mortgage

Document Number	0000742665
Date	Nov 23, 2020
Instrument	742665

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	Nov 22, 2090

Interest

Rate Type	Adjustable Rate
Rate	2.58%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2017
Property Address	4539 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730
Document Number	0000436608
Map Reference	MAP8834
Instrument Date	Jul 28, 2017
Instrument	2017-0436608
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 KITTIWAKE WAY, OCEANSIDE, CA 92057-7730

Mortgage

Document Number	0000436609
Date	Sep 22, 2017
Instrument	2017-0436609

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4539 Kittiwake Way was $3,973 with a homeowner's exemption, up 2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,578 (+2%) Land $243,720 Building $121,858
2025	$3,973.00 (+2%) Homeowner's exemption	$358,411 Land $238,942 Building $119,469
2024	$3,895.00 (+3.23%)
2023	$3,773.00 (+1.56%) Homeowner's exemption	$344,495 Land $229,664 Building $114,831
2022	$3,715.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4539 Kittiwake Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4539 Kittiwake Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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