4539 Cove Cir, Batavia, OH 45103 Property Records

Clermont County property record for 4539 Cove Cir, Batavia, OH 45103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,028 sqft · built 1978
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2023)
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-31-04C-414`

Property Details

APN / Parcel Number

Primary APN	`41-31-04C-414`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	480 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,108 sqft (0.255 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4539 COVE CIR
City	BATAVIA
State	OH
Zip	45103-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWBROOK; LOT 153
Legal Subdivision	WILLOWBROOK
Legal Lot Number	153
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1007
Census Tract	41307

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4539 COVE CIR, BATAVIA, OH 45103-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Line of Credit THIRD FSLA OF CLEVELAND
May 29, 2020	Warranty Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	202310517
Deed Book / Page	2946 / 1983
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 14, 2023
Property Address	4539 COVE CIR, BATAVIA, OH 45103-1401
Document Number	0000010517
Book / Page	2946 / 1983
Map Reference	MB U PG 17
Instrument Date	May 26, 2023
Instrument	202300010517
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 COVE CIR, BATAVIA, OH 45103-1401

Mortgage

Document Number	0000010518
Date	Jun 14, 2023
Instrument	202300010518

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 29, 2020
Property Address	4539 COVE CIR, BATAVIA, OH 45103-1401
Document Number	0000012947
Book / Page	2839 / 5119
Map Reference	MB U PG 17
Instrument Date	Apr 16, 2020
Instrument	202000012947
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 COVE CIR, BATAVIA, OH 45103-1401

Mortgage

Document Number	0000012948
Date	May 29, 2020
Instrument	202000012948

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00 (-49.4%)	$61,740 (-) Land $11,410 Building $50,330
2024			$176,400 (-) Land $32,600 Building $143,800
2023	$6,140.00 (+141.73%) Homeowner's exemption	$61,740 (+41.57%) Land $11,410 Building $50,330	$176,400 (+41.57%) Land $32,600 Building $143,800
2022	$2,540.00 Homeowner's exemption	$43,610 Land $8,050 Building $35,560
2020			$124,600 Land $23,000 Building $101,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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