4539 Cottendale Dr, Durham, NC 27703 Property Records

Durham County property record for 4539 Cottendale Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,787 sqft · built 2008
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Feb 2020)
Tax Bill	$5,316 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0759-06-3786`

Property Details

APN / Parcel Number

Primary APN	`0759-06-3786`
Alternative APNs	`0759-06-37-8649` `075901063786` `204277`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,787 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4539 COTTENDALE DR
City	DURHAM
State	NC
Zip	27703-6243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	WOOD CHAPEL/PH:01/LT#21 PL:000168-000136
Legal Subdivision	WOOD CHAPEL
Legal Phase	1
Legal Lot Number	21
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	3
Census Block	3001
Census Tract	1809

Owner

4539 Cottendale Dr is owned and occupied by an individual who bought it in February 2020.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4539 COTTENDALE DR, DURHAM, NC 27703-6243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 10, 2018	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020 · Amount on File
Deed Sale	Feb 20, 2020 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	20206520
Deed Book / Page	8875 / 168
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4539 COTTENDALE DR, DURHAM, NC 27703-6243
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096720028
Date	Apr 19, 2022
Book Page	9672/28
Instrument	2022016349

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 20, 2020
Property Address	4539 COTTENDALE DR, DURHAM, NC 27703-6243
Document Number	0088750168
Book / Page	8875 / 168
Map Reference	MB 177 PG 112
Instrument Date	Feb 5, 2020
Instrument	2020006520
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 MIRANDA CT, 2901, WILMINGTON, NC 28405-6430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 COTTENDALE DR, DURHAM, NC 27703-6243

Mortgage

Document Number	2020006521
Date	Feb 20, 2020
Instrument	2020006521

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 10, 2018
Property Address	4539 COTTENDALE DR, DURHAM, NC 27703-6243
Document Number	0084860026
Book / Page	8486 / 026
Map Reference	MB168 PG136
Instrument Date	Aug 5, 2018
Instrument	2018028133
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4529 COTTENDALE DR, DURHAM, NC 27703-6243

Mortgage

Document Number	2018028134
Date	Aug 10, 2018
Instrument	2018028134

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4539 Cottendale Dr was $5,316, down 0.9% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,316.00 (-0.93%)	$523,171 (-3.36%) Land $105,000 Building $418,171	$523,171 (-3.36%) Land $105,000 Building $418,171
2025	$5,366.00	$541,354 Land $105,000 Building $436,354	$541,354 Land $105,000 Building $436,354
2023	$3,712.00 (+2.34%)	$283,389 Land $45,037 Building $238,352	$283,389 Land $45,037 Building $238,352
2022	$3,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4539 Cottendale Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4539 Cottendale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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