Harford County property record for 4539 Conowingo Rd, Darlington, MD 21034
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,805 sqft · built 1997 |
| Lot Size | 11.6 acres (506,603 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,019 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-055296 |
| Primary APN | 05-055296 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,805 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 506,603 sqft (11.6 acres) |
| Garage Type | Built-in |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 576 sqft |
| Porch | Slab |
| Porch Area | 204 sqft |
| Deck Area | 706 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 055296 |
|---|---|
| Street Address | 4539 CONOWINGO RD |
| City | DARLINGTON |
| State | MD |
| Zip | 21034-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | LT 7 11.6354 AC 4539 CONOWINGO ROAD LD D ASHLEY PT 83/104 |
| Legal Subdivision | ASHLEY |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 305300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4539 CONOWINGO RD, DARLINGTON, MD 21034-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jul 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 23, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 16, 2019 | Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 |
| Deed Sale | Aug 16, 2019 |
| Prior Sale | Jun 15, 1999 · Amount on Record |
| Deed Book / Page | 13397 / 78 |
| Prior Transfer Date | Oct 26, 2018 |
| Prior Transfer Doc | 0133970078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4539 CONOWINGO RD, DARLINGTON, MD 21034-1232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0134040438 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 13404/0438 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4539 CONOWINGO RD, DARLINGTON, MD 21034-1232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0139750041 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 13975/41 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4539 CONOWINGO RD, DARLINGTON, MD 21034-1232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4539 CONOWINGO RD, DARLINGTON, MD 21034-1232 |
| Document Number | 0149130338 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 14913/338 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Mar 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 16, 2019 |
| Property Address | 4539 CONOWINGO RD, DARLINGTON, MD 21034-1232 |
| Document Number | 0133970078 |
| Book / Page | 13397 / 0078 |
| Map Reference | MB CGH 83 FO 104 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4539 CONOWINGO RD, DARLINGTON, MD 21034-1232 |
| Document Number | 0001339782 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 13397/82 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Nov 1, 2048 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,433 (+7.41%) | $450,500 (-) Land $120,300 Building $330,200 | |
| 2025 | $4,019.00 (+6.1%) Homeowner's exemption | $392,367 (+11.25%) | $450,500 (+24%) Land $120,300 Building $330,200 |
| 2023 | $352,700 | $363,300 Land $110,300 Building $253,000 | |
| 2022 | $3,788.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1984–2018) |
| Most Recent Claim | Aug 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Holdings Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
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