4539 Concordia Ct, Midlothian, IL 60445 Property Records

Cook County property record for 4539 Concordia Ct, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1978
Lot Size	0.245 acres (10,685 sqft)
Owner	Individual Name on File
Last Sale	$151,500 (Jun 2015)
Tax Bill	$7,449 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-10-311-052`

Property Details

APN / Parcel Number

Primary APN	`28-10-311-052`
Alternative APN	`28-10-311-052-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,209 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,685 sqft (0.245 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4539 CONCORDIA CT
City	MIDLOTHIAN
State	IL
Zip	60445-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CONCORDIA) COURT SUB OF PT OF LT44 IN A T MCINTOSHS ADD TO MIDLOTHIAN FARMS SUB OF SW SE & EH SE SEC9 & WH SW & PT EH SW & P
Legal Range	13E
Legal Township	36N
Legal Section	10
Legal Subdivision	COURT SUB
Legal Lot Number	44
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3017
Census Tract	824602

Owner

4539 Concordia Ct is owned and occupied by an individual who bought it in June 2015.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4539 CONCORDIA CT, MIDLOTHIAN, IL 60445-3218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 19, 2015	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY DEV CORP
Jun 19, 2015	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2015 · Amount on File
Deed Sale	Jun 24, 2015 · Amount on File
Deed Document Number	201545088
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4539 CONCORDIA CT, MIDLOTHIAN, IL 60445-3218
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 CONCORDIA CT, MIDLOTHIAN, IL 60445-3218

Mortgage

Document Number	0028707390
Date	Oct 14, 2021
Instrument	2128707390

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	285 Months
Due	Jul 1, 2045

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4539 CONCORDIA CT, MIDLOTHIAN, IL 60445-3218
Document Number	1718606197
Instrument Date	Jun 19, 2015
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 CONCORDIA CT MIDLOTHIAN IL 604453218, MIDLOTHIAN, IL 60445-3218

Mortgage

Document Number	1718606197
Date	Jul 5, 2017
Instrument	18606197

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4539 CONCORDIA CT, MIDLOTHIAN, IL 60445-3218
Document Number	1717319025
Instrument Date	Jun 19, 2015
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 CONCORDIA CT MIDLOTHIAN IL 604453218, MIDLOTHIAN, IL 60445-3218

Mortgage

Document Number	1717319025
Date	Jun 22, 2017
Instrument	17319025

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	SANDY, UT 84094

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jun 21, 2045

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 Land $3,740 Building $19,260	$230,000 Land $37,400 Building $192,600
2023	$7,449.00 (+13.16%)
2022	$6,583.00 Homeowner's exemption	$17,433 Land $3,205 Building $14,228	$174,330 Land $32,050 Building $142,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4539 Concordia Ct in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	30 (1980–2024)
Claims Outside the SFHA	5 of 30
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4539 Concordia Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500

May also be available: T-Mobile.

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