4539 40th Ave SW, Seattle, WA 98116 Property Records

King County property record for 4539 40th Ave SW, Seattle, WA 98116

Property Summary

Property Type	Townhouse
Details	3 bd · 2.75 ba · 1,590 sqft · built 2005
Lot Size	0.029 acres (1,254 sqft)
Owner	Individual Name on File
Last Sale	$412,000 (Dec 2018)
Tax Bill	$7,214 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095200-6977`

Property Details

APN / Parcel Number

Primary APN	`095200-6977`
Alternative APN	`095200697704`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,590 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	600 sqft
Basement Area	390 sqft
Finished Basement	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Lot Area	1,254 sqft (0.029 acres)
Porch	Open Porch
Porch Area	80 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	095200697704
Street Address	4539 40TH AVE SW, A
City	SEATTLE
State	WA
Zip	98116-4214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	LR2 (M)
Legal Description	BOSTON COMPANYS PLAT OF WS UNIT LOT A SEATTLE SHORT SUBDIVISION NO 2500736 REC NUMBER 20050617900002 SD SHORT SUBDIVISION DAF -- LOTS 15 & 16 IN BLOCK 54 OF BOSTON COMPANYS PLAT OF WEST SEATTLE
Legal Range	03
Legal Township	24
Legal Section	14
Legal Subdivision	BOSTON COMPANYS PLAT OF W S
Legal Block	54
Legal Lot Number	A
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	3
Census Block	3010
Census Tract	10501

Owner

4539 40th Ave SW is owned and occupied by an individual who bought it in December 2018.

Source: King County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4539 40TH AVE SW, A, SEATTLE, WA 98116-4214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 21, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Nov 26, 2018	Deed of Trust, Mortgage BANK OF AMERICA
Nov 26, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Prior Sale	Nov 26, 2018 · Amount on File
Deed Document Number	20181218
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4539 40TH AVE SW # A, A, SEATTLE, WA 98116-4214
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001953
Date	Jan 26, 2021
Instrument	20210126001953

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4539 40TH AVE SW # A, A, SEATTLE, WA 98116-4214
Document Number	0000000040
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 40TH AVE SW SEATTLE WA 981164214, SEATTLE, WA 98116-4214

Mortgage

Document Number	0000000040
Date	Mar 13, 2020
Instrument	202003130040

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4539 40TH AVE SW # A, A, SEATTLE, WA 98116-4214
Document Number	0000001075
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 40TH AVE SW #A SEATTLE WA 981164214, A, SEATTLE, WA 98116-4214

Mortgage

Document Number	0000001075
Date	Nov 29, 2018
Instrument	201811291075

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Nov 26, 2018
Property Address	4539 40TH AVE SW # A, A, SEATTLE, WA 98116-4214
Document Number	0000001813
Instrument Date	Nov 6, 2018
Instrument	201811261813
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 40TH AVE SW #A SEATTLE WA 981164214, A, SEATTLE, WA 98116-4214

Mortgage

Document Number	1814
Date	Nov 26, 2018
Instrument	201811261814

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 4539 40th Ave SW was $7,214.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,214.00
2025		$701,000 (+0.86%) Land $299,000 Building $402,000	$701,000 (+0.86%) Land $299,000 Building $402,000
2024	$6,644.00	$695,000 Land $299,000 Building $396,000	$695,000 Land $299,000 Building $396,000
2022	$5,528.00	$652,000 Land $169,000 Building $483,000	$652,000 Land $169,000 Building $483,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4539 40th Ave SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4539 40th Ave SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Google Fiber, T-Mobile.

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