45386 Co Rd 587, Jay, OK 74346 Property Records

Delaware County property record for 45386 Co Rd 587, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,595 sqft · built 1980
Lot Size	4.05 acres (176,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jul 2024)
Tax Bill	$842 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22N23E-27-1-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`22N23E-27-1-00000-000-0000`
Alternative APNs	`0034966` `34966`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,595 sqft Living Area
Basement Area	1,015 sqft
Unfinished Basement	1,015 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	176,418 sqft (4.05 acres)

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34966
Street Address	45386 COUNTY ROAD 587
City	JAY
State	OK
Zip	74346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-22-23 PT OF CENTER SEC: 4.05 AC BEG CENTER OF SEC: N 167.7', W 45.91' FOR BEG: NE 64 DEG 275.26', SW 06 DEG 817.34', NW 29
Legal Range	23E
Legal Township	22N
Legal Section	27
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	3
Census Block	3058
Census Tract	376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45386 COUNTY ROAD 587, JAY, OK 74346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Deed Document Number	20245887
Deed Book / Page	2545 / 426
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	45386 COUNTY ROAD 587, JAY, OK 74346
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2406/365
Date	Oct 5, 2021
Book Page	2406/365
Instrument	2021-010770

Lender

Name	GRAND SAVINGS BANK
Type	Bank
Address	JAY, OK 74346

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 4, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,760 (+3%) Land $1,170 Building $9,590	$93,571 (-34.14%) Land $10,178 Building $83,393
2025	$842.00 (+1.08%) Homeowner's exemption	$10,447 (+3%) Land $1,136 Building $9,311	$142,066 (-) Land $15,300 Building $126,766
2024	$833.00 (-2.57%)	$10,143 (+5%) Land $1,103 Building $9,040	$142,066 (+17.99%) Land $15,300 Building $126,766
2023	$855.00	$9,660 Land $1,052 Building $8,608	$120,405 Land $10,050 Building $110,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Grand Telephone Company DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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