45382 Ingleham Cir, Callahan, FL 32011 Property Records

Nassau County property record for 45382 Ingleham Cir, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2009
Lot Size	0.181 acres (7,895 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-2N-25-015A-0078-0000`

Property Details

APN / Parcel Number

Primary APN	`51-2N-25-015A-0078-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,895 sqft (0.181 acres)
Garage Type	Attached
Garage Area	412 sqft
Porch	Finished/Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45382 INGLEHAM CIR
City	CALLAHAN
State	FL
Zip	32011-3793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 78 AMHURST OAKS PB 7/180
Legal Range	25E
Legal Township	02N
Legal Section	51
Legal Subdivision	AMHURST OAKS
Legal Lot Number	78
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1010
Census Tract	50509

Owner

45382 Ingleham Cir is owned and occupied by two individuals who acquired it in August 2023.

Source: Nassau County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	45382 INGLEHAM CIR, CALLAHAN, FL 32011-3793
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023
Deed Sale	Aug 18, 2023
Prior Sale	May 21, 2009 · Amount on File
Deed Document Number	202325425
Deed Book / Page	2662 / 261
Prior Transfer Date	Aug 13, 2023
Prior Transfer Doc	0026620261
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Aug 18, 2023
Property Address	45382 INGLEHAM CIR, CALLAHAN, FL 32011-3793
Document Number	0026620261
Book / Page	2662 / 261
Map Reference	MB 7 PG 180
Instrument Date	Aug 13, 2023
Instrument	202345025425
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45382 INGLEHAM CIR, CALLAHAN, FL 32011-3793

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45382 INGLEHAM CIR, CALLAHAN, FL 32011-3793

Mortgage

Document Number	0002662264
Date	Aug 18, 2023
Instrument	2662/264

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45382 Ingleham Cir was $2,403, up 0.7% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,403.00 (+0.71%)	$202,257 (+2.9%)	$232,113 (+3.64%) Land $40,000 Building $192,113
2024	$2,386.00 (+1.19%) Homeowner's exemption	$196,557 (+3%)	$223,953 (+3.59%) Land $40,000 Building $183,953
2023	$2,358.00 (+11.44%) Homeowner's exemption	$190,832 (+4.54%)	$216,188 (+18.43%) Land $40,000 Building $176,188
2022	$2,116.00 Homeowner's exemption	$182,552 Land $40,000 Building $142,552	$182,552 Land $40,000 Building $142,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45382 Ingleham Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2016–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45382 Ingleham Cir is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20