4538 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 4538 Ternes St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,398 sqft · built 1956
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jun 2021)
Tax Bill$4,146 (2025)
Deeds & MortgagesJun 2021 Sale
Flood ZoneZone X (minimal risk)
APN82-10-183-07-019

Property Details

APN / Parcel Number

Primary APN82-10-183-07-019
Alternative APN
  • 32821018307019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,398 sqft Living Area
1st Floor Area932 sqft
Basement Area932 sqft
Finished Basement932 sqft
Unfinished Basement932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Construction TypeFrame
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions114 ft deep x 40 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4538 TERNES ST
CityDEARBORN
StateMI
Zip48126-3055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 165 ORCHARD BLVD SUB
Legal SubdivisionORCHARD BLVD
Legal Lot Number165
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group1
Census Block1003
Census Tract573400

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41256 WYNDCHASE BLVD, CANTON, MI 48188-1996
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Deed Document Number2021263632
Deed Book / Page56830 / 1384
Last Transfer DateJul 19, 2022
Transfer Doc0589400588
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateJun 24, 2021
Property Address4538 TERNES ST, DEARBORN, MI 48126-3055
Document Number0568301384
Book / Page56830 / 1384
Map ReferenceLB 33 PG 13
Instrument DateJun 10, 2021
Instrument2021263632
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,032.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4538 TERNES ST, DEARBORN, MI 48126-3055

Transferred To (Grantee/Buyer)

NameVerified Name
Address96605 YALE, WESTLAND, MI 48185

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,200 (+7.88%)$246,400 (+7.88%)
2025$4,146.00 (+55.46%) Homeowner's exemption$114,200 (+32.18%)$228,400 (+32.18%)
2023$86,400$172,800
2019$2,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimApr 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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