Charlevoix County property record for 4538 State St, Boyne Falls, MI 49713
| Property Type | Single Family Home |
|---|---|
| Details | 2,639 sqft |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,837 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-009-025-00 |
| Primary APN | 010-009-025-00 |
|---|
| Building Area | 2,639 sqft Building Perimeter |
|---|
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 261,360 sqft (6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4538 STATE ST |
|---|---|
| City | BOYNE FALLS |
| State | MI |
| Zip | 49713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM AT PT WHERE BOYNE CITY & SPRINGVALE STATE RD INTER S LI OF S1/2 OF SE1/4 OF NW1/4 SEC 9 TH NLY AL C/L OF SD HWY TO NLI OF |
| Legal Range | 05W |
| Legal Township | 33N |
| Legal Section | 09 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | MELROSE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 200 |
4538 State St is owner-occupied and held in a trust.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 250, WALLOON LAKE, MI 49796-0250 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4538 State St was $1,837 with a homeowner's exemption, up 1.9% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Melrose Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,600 (+10.18%) | $489,200 (+10.18%) | |
| 2025 | $1,837.00 (+1.94%) Homeowner's exemption | $222,000 | $444,000 |
| 2024 | $1,802.00 | ||
| 2023 | $208,900 | $417,800 | |
| 2022 | $1,637.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4538 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4538 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
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