4538 Russet Leaf Trce, Katy, TX 77449 Property Records

Harris County property record for 4538 Russet Leaf Trce, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,362 sqft · built 2017
Lot Size0.143 acres (6,231 sqft)
OwnerIndividual Name on File
Last Sale$210,400 (May 2017)
Tax Bill$6,742 (2025)
Deeds & MortgagesSep 2023 Mortgage
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN137-675-007-0007

Property Details

APN / Parcel Number

Primary APN137-675-007-0007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,362 sqft Living Area
1st Floor Area2,362 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area6,231 sqft (0.143 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1376750070007
Street Address4538 RUSSET LEAF TRCE
CityKATY
StateTX
Zip77449-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 BLK 7 WESTFIELD RANCH SEC 1
Legal SubdivisionWESTFIELD RANCH SEC 1
Legal Block7
Legal Lot Number7
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1001
Census Tract542202

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4538 RUSSET LEAF TRCE, KATY, TX 77449-1960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 19, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Aug 5, 2021Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
May 2, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2017 · Amount on File
Deed SaleMay 2, 2017 · Amount on File
Deed Document Number2017190719
Prior Transfer DateApr 28, 2017
Prior Transfer Doc0000190719
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4538 RUSSET LEAF TRCE, KATY, TX 77449-1960
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4538 RUSSET LEAF TRCE, KATY, TX 77449-1960

Mortgage

Document Number0000362735
DateSep 21, 2023
Instrument2023-362735
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term284 Months
DueMay 1, 2047

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4538 RUSSET LEAF TRCE, KATY, TX 77449-1960
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4538 RUSSET LEAF TRCE, KATY, TX 77449-1960

Mortgage

Document Number0000424935
DateAug 19, 2022
Instrument2022-424935
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term297 Months
DueMay 1, 2047

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4538 RUSSET LEAF TRCE, KATY, TX 77449-1960
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4538 RUSSET LEAF TRCE, KATY, TX 77449-1960

Mortgage

Document Number0000444969
DateAug 5, 2021
Instrument2021-444969
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term309 Months
DueMay 1, 2047

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateMay 2, 2017
Property Address4538 RUSSET LEAF TRCE, KATY, TX 77449-1960
Document Number0000190719
Instrument DateApr 28, 2017
Instrument190719
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2018
Title CompanySOUTHLAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4538 RUSSET LEAF TRCE KATY TX 774491960, KATY, TX 77449-1960

Mortgage

Document Number190720
DateMay 2, 2017
Instrument190720
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,697 (-1.39%) Land $72,748 Building $275,949$348,697 (-1.39%) Land $72,748 Building $275,949
2025$6,742.00 (+304.68%) Homeowner's exemption$353,599 (-4.5%) Land $72,748 Building $280,851$353,599 (-4.5%) Land $72,748 Building $280,851
2024$1,666.00
2023$370,248 Land $72,748 Building $297,500$370,248 Land $72,748 Building $297,500
2022$1,666.00 (+17.41%)
2020$1,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims3 (2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 167
serves 16,761 people · EPA ID TX1012842
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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