4538 Payne St, Moss Point, MS 39563 Property Records

Jackson County property record for 4538 Payne St, Moss Point, MS 39563

Property Summary

Property Type	Single Family Home
Details	1 ba · 966 sqft · built 1961
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$439 (2025)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`767.25-01-0020.00`

Property Details

APN / Parcel Number

Primary APN	`767.25-01-0020.00`
Alternative APNs	`20225398.000` `041159`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	966 sqft Heated Area
Interior Walls	Plywood

Exterior

Year Built	Built 1961
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	041159
Street Address	4538 PAYNE ST
City	MOSS POINT
State	MS
Zip	39563-2962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SEC LOT 4 WALLER S/D W 86' TO POB NLY 72.6' W 82' SLY 74.6' E 86' TO POB PT LOT 4 WALLER DB 1973-737 (20 MAP767.25-01)
Legal Range	06W
Legal Township	07S
Legal Section	25
Legal Subdivision	WALLER SUB
Legal Lot Number	4
Jurisdiction	JACKSON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1038
Census Tract	41500

Owner

4538 Payne St is owned by an individual who acquired it in April 2020.

Source: Jackson County records, as of March 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4430 ELY AVE, MOSS POINT, MS 39563-2810
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020
Deed Sale	Apr 24, 2020
Deed Document Number	0001973737
Deed Book / Page	1973 / 737
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Apr 24, 2020
Property Address	4538 PAYNE ST, MOSS POINT, MS 39563-2962
Document Number	001973/737
Book / Page	1973 / 737
Instrument	202007727
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 4538 Payne St was $439, up 5.8% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Moss Point City
Unified School District	Moss Point School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$439.00 (+5.78%)	$2,557 (+5.57%) Land $375 Building $2,182	$17,044 (+5.59%) Land $2,500 Building $14,544
2024	$415.00 (+3.75%)	$2,422 (-) Land $363 Building $2,059	$16,142 (-) Land $2,420 Building $13,722
2023	$400.00 (+1.27%)	$2,422 (+0.04%) Land $363 Building $2,059	$16,142 (-) Land $2,420 Building $13,722
2022	$395.00	$2,421	$16,142 Land $2,420 Building $13,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4538 Payne St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	35 of 57
Most Recent Claim	Jun 2023 · Severe Storms, Straight-line Winds, And Tornadoes.
Claims by Event	Severe Storms, Straight-line Winds, And Tornadoes., Jun 2023 · 3 claims Hurricane Isaac, Aug 2012 · 15 claims Hurricane Katrina, Aug 2005 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4538 Payne St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20