4538 Pack Saddle Pass, Austin, TX 78745 Property Records

Travis County property record for 4538 Pack Saddle Pass, Austin, TX 78745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,725 sqft · built 1960
Lot Size	0.243 acres (10,624 sqft)
Owner	Individual Name on File
Tax Bill	$12,454 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0410130308`

Property Details

APN / Parcel Number

Primary APN	`0410130308`
Alternative APNs	`04101303080000` `509886`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,725 sqft Living Area
Gross Area	2,323 sqft
1st Floor Area	1,725 sqft

Exterior

Year Built	Built 1960
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,624 sqft (0.243 acres)
Lot Dimensions	120 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	509886
Old Parcel Number	04101303080000
Street Address	4538 PACK SADDLE PASS
City	AUSTIN
State	TX
Zip	78745-1582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK L WESTERN TRAILS SEC 6
Legal Subdivision	WESTERN TRAILS SEC 6
Legal Block	L
Legal Lot Number	18
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1013
Census Tract	30300

Owner

Source: Travis County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4538 PACK SADDLE PASS, AUSTIN, TX 78745-1582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Special Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 8, 2020	Vendor's Lien, Transfer · Conventional Mortgage US NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2021
Deed Sale	Sep 13, 2021
Prior Sale	Jul 8, 2020
Deed Document Number	2021204093
Record Updated	Jun 8, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Sep 13, 2021
Property Address	4538 PACK SADDLE PASS, AUSTIN, TX 78745-1582
Document Number	0000204093
Map Reference	VOL 10 PG 82
Instrument Date	Sep 9, 2021
Instrument	2021204093
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 W 5TH ST # ST643, 1301, AUSTIN, TX 78703-5393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 PACK SADDLE PASS, AUSTIN, TX 78745-1582
Investor	Possibly a Property Investor

Mortgage

Document Number	0000204094
Date	Sep 13, 2021
Instrument	2021204094

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jul 8, 2020
Property Address	4538 PACK SADDLE PASS, AUSTIN, TX 78745-1582
Document Number	0000115500
Map Reference	VOL 10 PG 82
Instrument Date	Jul 6, 2020
Instrument	2020115500
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 PACK SADDLE PASS, AUSTIN, TX 78745-1582
Investor	Possibly a Property Investor

Mortgage

Document Number	0000115501
Date	Jul 8, 2020
Instrument	2020115501

Lender

Name	US NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	7.87%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$812,011 (+10.33%) Land $411,479 Building $400,532	$812,011 (+10.33%) Land $411,479 Building $400,532
2024	$12,454.00
2023		$735,976 Land $400,000 Building $335,976	$735,976 Land $400,000 Building $335,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	4 (2013–2014)
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

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