4538 N Ainger Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 4538 N Ainger Rd, Charlotte, MI 48813 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,684 sqft
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2018)
Tax Bill	$4,415 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06002010002500`

Property Details

APN / Parcel Number

Primary APN	`06002010002500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,684 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	936 sqft

Exterior

Lot Area	439,956 sqft (10.1 acres)
Garage Area	1,048 sqft
Total Buildings	9 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4538 N AINGER RD
City	CHARLOTTE
State	MI
Zip	48813-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 10.1 ACRES OF W 60 ACRES OF NW 1/4. SEC. 20, T3N,R5W, CHESTER TOWNSHIP 1973
Legal Range	05W
Legal Township	03N
Legal Section	20
Jurisdiction	EATON MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1075
Census Tract	20602

Owner

Source: Eaton County records · APN 06002010002500

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4538 N AINGER RD, CHARLOTTE, MI 48813-8863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2023	Deed of Trust, Mortgage GREENSTONE FARM CREDIT SERVICES
Jul 15, 2020	Deed of Trust, Mortgage GREENSTONE FARM CREDIT SERVICES
Aug 02, 2018	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF HUTCHINS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2018 · Amount on Record
Deed Sale	Aug 02, 2018 · Amount on Record
Prior Sale	Jul 25, 2016 · Amount on Record
Deed Book / Page	2746 / 976
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4538 N AINGER RD, CHARLOTTE, MI 48813-8863
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 N AINGER RD, CHARLOTTE, MI 48813-8863

Mortgage

Document Number	03063/1029
Date	Sep 08, 2023
Book Page	3063/1029

Lender

Name	GREENSTONE FARM CREDIT SERVICES
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Amount	Amount Recorded
Term	335 Months
Due	Aug 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4538 N AINGER RD, CHARLOTTE, MI 48813-8863
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002856/793
Date	Jul 15, 2020
Book Page	2856/793

Lender

Name	GREENSTONE FARM CREDIT SERVICES
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 02, 2018
Property Address	4538 N AINGER RD, CHARLOTTE, MI 48813-8863
Document Number	02746/0976
Book / Page	2746 / 0976
Instrument Date	Jul 25, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,667.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4538 N AINGER RD, 4538, CHARLOTTE, MI 48813-8863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4821 S COUNTY ROAD T, BRODHEAD, WI 53520-9200

Mortgage

Document Number	0002746978
Date	Aug 02, 2018
Instrument	2746/978

Lender

Name	THE FIRST NATIONAL BANK OF HUTCHINS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 01, 2023

Tax Assessment & Valuation

Source: Eaton County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Chester Township
Unified School District	Maple Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,800 (+74.83%)	$384,208 (+65.61%) Land $59,080 Building $325,128
2025	$4,415.00 (+69.09%)
2023		$116,000	$232,000
2022	$2,611.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eaton County (26045C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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